Aareal Bank
Aareal Bank AG · Germany
- Offers
- 5
- Instant access
- —
- highest effective
- Deposit
- 3.75%
- highest effective
- Deposit guarantee
- Until €100,000
- Germany scheme
Offers from Aareal Bank
- Deposit 2 years2.00% · 2.00% effective€2,000per year, annualised
- Deposit 3 years2.15% · 2.15% effective€2,150per year, annualised
- Deposit 4 years2.35% · 2.35% effective€2,350per year, annualised
- Deposit 5 years3.50% · 3.50% effective · since 15 Sep 2026€3,500per year, annualised
- Deposit 7 years3.75% · 3.75% effective · since 1 Oct 2026€3,750per year, annualised
Saving at Aareal Bank
Aareal Bank is a bank from Germany. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Aareal Bank in your name.
For €100,000 we list 5 deposits from Aareal Bank, with terms from 2 years to 7 years. The best-paying deposit runs for 7 years at an effective 3.75% a year.
The lowest minimum deposit is €1,000.
Savings at Aareal Bank fall under Entschädigungseinrichtung deutscher Banken GmbH (EdB), the statutory deposit guarantee scheme of Germany, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Germany does not withhold tax on the interest of a saver who lives in the Netherlands.
- What is the savings rate at Aareal Bank?
- At Aareal Bank the highest effective annual rate for €100,000 is currently 3.75% on a 7 years deposit. The table on this page has every offer with its rate and conditions.
- Is my money safe at Aareal Bank?
- Aareal Bank (Aareal Bank AG) takes part in Entschädigungseinrichtung deutscher Banken GmbH (EdB). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
- Do I pay withholding tax on interest from Aareal Bank?
- Germany does not withhold tax on the interest of a saver who lives in the Netherlands.
- How do I open an account at Aareal Bank?
- From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Aareal Bank in your name.
Deposit guarantee and licence
- Institution
- Aareal Bank AG
- Status
- Verified European deposit guarantee scheme
- Scheme
- Entschädigungseinrichtung deutscher Banken GmbH (EdB)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Entschädigungseinrichtung deutscher Banken GmbH (EdB)
Recent changes
Rate historyRSS- 1 Oct 2026, 02:46 · Rate upAareal Bank – Termijndeposito (84 mo): 3.42% → 3.75%
- 15 Sep 2026, 15:59 · Rate upAareal Bank – Termijndeposito (60 mo): 3.32% → 3.50%
E-mail me when this changes
As soon as a rate or offer from Aareal Bank changes, you get one e-mail. Every mail has a one-click unsubscribe link.