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Spaarradar

Independent: the order follows only from the rate, your amount and the deposit guarantee, never from fees paid by banks.

Last check 2 minutes ago·595 offers from 88 institutions

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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

News

What changes on the savings market and how to get more out of it. The rates in an article are today’s, not those of the day it was written.

Monthly overview · updated daily
Dutch savings rates in September 2026

Every rate increase and rate cut of this month, the biggest risers and fallers, new offers and the highest rates right now.

  • 18 Sep 2026·4 min read

    Withholding tax on foreign savings interest: what do you really keep?

    A few European countries withhold tax on the interest you receive there. Per country: what is withheld, which form lowers it, and when the higher rate is still worth it.

    Read on →
  • 17 Sep 2026·3 min read

    Promotional rates: when does a temporarily high savings rate pay off?

    Banks attract new customers with a high rate that drops back after a few months. A worked example shows when such a promotion really earns you more, and when a lower steady rate wins.

    Read on →
  • 16 Sep 2026·3 min read

    Is saving at a foreign bank safe? How the deposit guarantee works in Europe

    The highest savings rates often come from banks in Sweden, Estonia or Malta. What the European deposit guarantee covers, who pays out if things go wrong, and what you need to watch yourself.

    Read on →
  • 15 Sep 2026·3 min read

    Deposit or savings account: which earns more right now?

    A fixed-term deposit gives you certainty about your rate, a savings account keeps your money free. This is how you work out, with today's rates, which of the two earns the most for your money.

    Read on →
Rate changes

Every rate increase, rate cut and new promotion we see, automatically and per bank.

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