Dutch savings rates in September 2026: all rate changes
Completed month
In September 2026 we saw 350 rate increases and 28 rate cuts, at 58 banks. The direction was clearly up.
Instant access: 28 up, 2 down. Notice accounts: 2 up, 0 down. Deposits: 320 up, 26 down. 52 offers were added, 4 disappeared, and we saw 4 changes in temporary promotions.
We have followed the rates since 2 Sep 2026; this overview starts on that day. During this first month banks were still being added to our comparison, so the course of the highest rate is shown from next month on.
Biggest risers
| Bank | From | To | Percentage points |
|---|---|---|---|
| BankBTermijndeposito · 10 years · and 2 other terms | 3.75% | +1.25 | |
| Banca PiùTermijndeposito · 1 year · and 3 other terms | 3.05% | +0.80 | |
| Brocc FinanceTermijndeposito · 1 month · and 12 other terms | 2.25% | +0.75 | |
| Alisa BankTermijndeposito · 9 months · and 8 other terms | 2.40% | +0.60 | |
| BigbankTermijndeposito · 9 months · and 18 other terms | 3.10% | +0.60 | |
| LHV PankTermijndeposito · 1 year · and 1 other term | 2.10% | +0.60 | |
| Garanti BBVA InternationalGouden Termijn Deposito · 4 years · and 4 other terms | 3.40% | +0.50 | |
| Banca ProfiloTermijndeposito · 1 year · and 3 other terms | 3.00% | +0.48 |
Biggest fallers
| Bank | From | To | Percentage points |
|---|---|---|---|
| Klarna BankTermijndeposito · 6 months · and 5 other terms | 2.40% | -0.30 | |
| Klarna BankVaste rekening · 6 months | 2.59% | -0.30 | |
| SME BankTermijndeposito · 1 year · and 2 other terms | 3.30% | -0.16 | |
| Fjord BankTermijndeposito · 1 year | 3.25% | -0.15 | |
| Scalable CapitalOvernight account (zonder PRIME+) | 2.60% | -0.15 | |
| Mano BankTermijndeposito · 1 year · and 2 other terms | 3.36% | -0.05 | |
| Morgan StanleyTermijndeposito · 3 months | 2.45% | -0.05 | |
| InbankSpaarrekening | 2.15% | -0.01 |
One line per product: the term with the largest step. A rate that moved several times is shown with where it started and ended the month.
New this month
- ING Spaardeposito · 9 months · 2.80%
- ING Spaardeposito · 6 months · 2.60%
- SimpleSave Spaarrekening · 2.25%
- Creditplus Bank Termijndeposito · 6 months · 2.70%
- Creditplus Bank Termijndeposito · 3 months · 2.50%
- Creditplus Bank Termijndeposito · 2 years · 3.05%
- Creditplus Bank Termijndeposito · 1 year · 3.00%
- AKA Termijndeposito · 2 years · 3.05%
Most active banks
- Bigbank: 38 rate changes
- Brocc Finance: 23 rate changes
- Collector Bank: 18 rate changes
- Banca Investis: 15 rate changes
- DHB Bank: 14 rate changes
The highest rates right now
Whatever happened this month, this is what you can get today. The lists come straight from the comparison.
| Bank | Rate | Effective annual rate |
|---|---|---|
| Trade RepublicRente op kassaldo | 3.03% | |
| OpenbankWelkom Spaarrekening | 2.71% | |
| Santander Consumer BankSpaarrekening | 2.64% | |
| Raisin RenteBoostSpaarrekening | 2.55% | |
| Banca CF+Spaarrekening met voorwaarden | 2.52% |
| Bank | Rate | Effective annual rate |
|---|---|---|
| BigbankTermijndeposito · 1 year | 3.40% | |
| Guber BancaTermijndeposito · 1 year | 3.36% | |
| Banca SistemaTermijndeposito · 1 year | 3.35% | |
| Coop PankTermijndeposito · 1 year | 3.31% | |
| AnadolubankTermijn Deposito · 1 year | 3.30% |
Look further
- All rate changes, per day and per bank
- The course of every rate in the rate history
- The comparison for your amount
This overview is compiled automatically from the rate changes we see during our checks. Not advice; rates are gross and can change.