Guber BancaTermijndeposito
Deposit · 1 year · Guber Banca S.p.A. · Italy · via Raisin
- Rate
- 3.36%
- 1 year fixed
- since 2 Nov 2026
- Your return on €50,000
- €1,680
- interest per year
- Deposit guarantee
- €50,000 fully protectedItalian scheme
Guber Banca S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank
Your calculation for €50,000
Gross interest over 1 year: €1,680.
Interest built up over 1 year
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 3.36% |
- Interest payout
- end of term, paid out
- Fees
- none
- Rate valid since
- 2 Nov 2026
- Access
- 1 year fixed · no early withdrawal
- Term
- 1 year
- Minimum deposit
- €20,000
- Maximum deposit
- €100,000
- Current account required
- no
- For whom
- new and existing customers
- Open via
- Raisin (Raisin) · for residents of the Netherlands via Raisin
- Einde looptijd
Deposit guarantee
€50,000 fully protected
Italian scheme
Guber Banca S.p.A. · Fondo Interbancario di Tutela dei Depositi (FITD) · €100,000 per person per bank
Licence and verification
- Institution
- Guber Banca S.p.A.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Fondo Interbancario di Tutela dei Depositi (FITD) (Italy)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Fondo Interbancario di Tutela dei Depositi
Taxes
- Country
- Italy
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Italy withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
| From | Rate | Until |
|---|---|---|
| 2 Nov 2026 | 3.36% | current |
| 27 Oct 2026 | 3.27% | 2 Nov 2026 |
| 20 Oct 2026 | 3.26% | 27 Oct 2026 |
| 14 Oct 2026 | 3.21% | 20 Oct 2026 |
| 9 Oct 2026 | 3.16% | 14 Oct 2026 |
| 6 Oct 2026 | 3.12% | 9 Oct 2026 |
| 2 Oct 2026 | 3.10% | 6 Oct 2026 |
| 22 Sep 2026 | 3.07% | 2 Oct 2026 |
| 2 Sep 2026 | 2.86% | 22 Sep 2026 |
All historic rates of Guber Banca →All savings products of Guber Banca →
- 2 Nov 2026Guber Banca – Termijndeposito (12 mo): 3.27% → 3.36%
- 27 Oct 2026Guber Banca – Termijndeposito (12 mo): 3.26% → 3.27%
- 20 Oct 2026Guber Banca – Termijndeposito (12 mo): 3.21% → 3.26%
- 14 Oct 2026Guber Banca – Termijndeposito (12 mo): 3.16% → 3.21%
- 9 Oct 2026Guber Banca – Termijndeposito (12 mo): 3.12% → 3.16%
- 6 Oct 2026Guber Banca – Termijndeposito (12 mo): 3.10% → 3.12%
- 2 Oct 2026Guber Banca – Termijndeposito (12 mo): 3.07% → 3.10%
- 22 Sep 2026Guber Banca – Termijndeposito (12 mo): 2.86% → 3.07%
Rate checked on 2 Nov 2026.