Spaarradar
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Spaarradar

Independent: the order follows only from the rate, your amount and the deposit guarantee, never from fees paid by banks.

Last check 2 minutes ago·595 offers from 88 institutions

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  • Guided choice
  • Highest savings rate
  • Deposits by term
  • Deposit ladder
  • Interest calculator
  • Switch check
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  • Notice accounts
  • No withholding tax
  • Saving via Raisin
  • Directly at the bank
About this site
  • Glossary
  • Methodology
  • Banks & deposit guarantee
  • News
  • Rate changes
  • Rate history
  • Savings rate index
  • ECB rate
  • Widget for your site
  • API
  • About & contact
  • Press
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  • Disclaimer

Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Press and citation

Writing about saving or savings rates in the Netherlands? Here is what you need: who we are, the current figures, how you may use them and where to reach us.

What is Spaarradar?

Spaarradar is an independent comparison of savings accounts and fixed-term deposits that you can open from the Netherlands, at Dutch and other European banks. We only list banks whose participation in a statutory deposit guarantee scheme we have verified with the supervisor or the scheme itself.

We sort by what an amount really earns: the effective annual rate, with promotional rates, tiers, maximum amounts and fees worked through. The order never follows payments from banks. We read rates several times a day from the banks themselves and from Raisin; every change is appended to a public history.

Current figures

Highest instant-access savings rate3.03%
Highest at ING, Rabobank or ABN AMRO1.85%
Difference per year on €50,000€590
Highest 1-year deposit3.45%
Offers in the comparison595
Institutions88

As of 18 Sep 2026, 20:33. Effective annual rate on €50,000, gross, only offers where the whole amount is covered by the deposit guarantee.

What you are free to use

  • Savings rate index: the daily gap between the big banks and the highest rate, with chart and CSV
  • Monthly overview: every month all rate increases and cuts, with the biggest risers and fallers
  • Rate changes: every change on the day we see it, also as a feed
  • Widget: today's highest savings rates on your own site
  • Open API: all rates and calculations as JSON

How to cite us

You may reproduce figures, charts and tables with attribution: name Spaarradar and link to the page the figure comes from. State the date, because rates change.

Example: "According to Spaarradar (18 Sep 2026) …"

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The mark as SVG and PNG. Use it unchanged and with enough space around it.

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Contact

Questions, need a figure that is not here, or an explanation of the method? Mail [email protected]. How we measure and calculate is described in the methodology. Who is behind it is on about this site.

Contents
  • What is Spaarradar?
  • Current figures
  • What you are free to use
  • How to cite us
  • Logo
  • Contact