BigbankTermijndeposito
Deposit · 9 months · Bigbank AS · Estonia · Directly at the bank
- Rate
- 3.10%
- 9 months fixed
- since 22 Sep 2026
- EffectiveThe effective annual rate for €50,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable.
- 3.11%
- for €50,000
- Your return on €50,000
- €1,556
- per year, annualised · €1,163 total over 9 months
- Deposit guarantee
- €50,000 fully protectedEstonian scheme
Bigbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank
Your calculation for €50,000
Gross interest over 9 months: €1,163.
Interest built up over 9 months
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 3.10% |
- Interest payout
- end of term, paid out
- Fees
- none
- Access
- 9 months fixed · no early withdrawal
- Term
- 9 months
- Minimum deposit
- €1,000
- Maximum deposit
- €100,000
- Current account required
- no
- For whom
- new and existing customers
- Open via
- Direct · available to residents of the Netherlands
- Rente wordt aan het einde van de looptijd uitbetaald
- Maandelijkse renteuitbetaling mogelijk tegen 3.1%
- Geen tussentijdse opname; identificatie via partner AMP Groep bij het klant worden
Deposit guarantee
€50,000 fully protected
Estonian scheme
Bigbank AS · Tagatisfond – Hoiuste tagamise osafond · €100,000 per person per bank
Licence and verification
- Institution
- Bigbank AS
- Status
- Verified European deposit guarantee scheme
- Scheme
- Tagatisfond – Hoiuste tagamise osafond (Estonia)
- Guarantee
- €100,000 per person per institution
- Verification
- Tagatisfond deelnemerslijstsource ↗ · 2 Sep 2026
details
gelezen 2026-09-02
Taxes
- Country
- Estonia
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Estonia withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
| From | Rate | Until |
|---|---|---|
| 22 Sep 2026 | 3.10% | current |
| 14 Sep 2026 | 2.75% | 22 Sep 2026 |
| 2 Sep 2026 | 2.50% | 14 Sep 2026 |
All historic rates of Bigbank →All savings products of Bigbank →
- 22 Sep 2026Bigbank – Termijndeposito (9 mo): 2.75% → 3.10%
- 14 Sep 2026Bigbank – Termijndeposito (9 mo): 2.50% → 2.75%
- 2 Sep 2026New: Bigbank – Termijndeposito (9 mo) 2.50%
Rate checked on 2 Nov 2026.
Other offers from Bigbank
Instant access · 3.00% · Direct1 month · 2.25% · Direct2 months · 2.25% · Direct3 months · 2.60% · Direct4 months · 2.60% · Direct5 months · 2.60% · Direct6 months · 2.90% · Direct7 months · 2.90% · Direct10 months · 3.10% · Direct11 months · 3.10% · Direct1 year · 3.40% · Direct2 years · 3.40% · Direct35 months · 3.40% · Direct3 years · 3.40% · Direct4 years · 3.40% · Direct5 years · 3.40% · Direct6 years · 3.40% · Direct7 years · 3.40% · Direct8 years · 3.40% · Direct9 years · 3.40% · Direct10 years · 3.40% · Direct