BankBTermijndeposito
Deposit · 10 years · BankB N.V. · Belgium · via Raisin
- Rate
- 3.75%
- 10 years fixed
- since 14 Sep 2026
- Your return on €50,000
- €1,875
- per year, annualised · €22,252 total over 10 years
- Deposit guarantee
- €50,000 fully protectedBelgian scheme
BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank
Your calculation for €50,000
Gross interest over 10 years: €22,252.
Interest built up over 10 years
Per year
| After | Interest up to then | Balance |
|---|---|---|
| 1 year | €1,875 | €51,875 |
| 2 years | €3,820 | €53,820 |
| 3 years | €5,839 | €55,839 |
| 4 years | €7,933 | €57,933 |
| 5 years | €10,105 | €60,105 |
| 6 years | €12,359 | €62,359 |
| 7 years | €14,697 | €64,697 |
| 8 years | €17,124 | €67,124 |
| 9 years | €19,641 | €69,641 |
| 10 years | €22,252 | €72,252 |
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 3.75% |
- Interest payout
- yearly, compounded (interest on interest)
- Fees
- none
- Rate valid since
- 9 Sep 2026
- Access
- 10 years fixed · no early withdrawal
- Term
- 10 years
- Minimum deposit
- €5,000
- Maximum deposit
- €100,000
- Current account required
- no
- For whom
- new and existing customers
- Open via
- Raisin (Raisin) · for residents of the Netherlands via Raisin
- Rente-op-rente. Rente wordt jaarlijks berekend maar pas aan het einde van de looptijd bijgeschreven op het termijndeposito
- Ondertekend formulier vereist bij opening (bijv. woonplaatsverklaring)
Deposit guarantee
€50,000 fully protected
Belgian scheme
BankB N.V. · Garantiefonds voor financiële diensten · €100,000 per person per bank
Licence and verification
- Institution
- BankB N.V.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Garantiefonds voor financiële diensten (Belgium)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Garantiefonds voor financiële diensten - Federale Overheidsdienst Financiën - Algemene Administratie van de Thesaurie
Taxes
- Country
- Belgium
- Withholding tax
- Reducible to 0%
- Standard rate
- 30.00%
- For a Dutch saver
- 0.00% (after paperwork)
- Notes
- Belgium withholds by default 30% tax at source. With a certificate of residence (through the bank or Raisin) that becomes 0% for a Dutch saver; what was already withheld can be reclaimed.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Withholding tax on foreign savings interest: what do you really keep?
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
| From | Rate | Until |
|---|---|---|
| 14 Sep 2026 | 3.75% | current |
| 2 Sep 2026 | 2.50% | 14 Sep 2026 |
All historic rates of BankB →All savings products of BankB →
- 14 Sep 2026BankB – Termijndeposito (120 mo): 2.50% → 3.75%
- 2 Sep 2026New: BankB – Termijndeposito (120 mo) 2.50%
Rate checked on 2 Nov 2026.