What is the savings rate at BankB?

At BankB the highest effective annual rate for €50,000 is currently 1.76% on instant-access savings and 3.75% on a 7 years deposit. The table on this page has every offer with its rate and conditions.

Is my money safe at BankB?

BankB (BankB N.V.) takes part in Garantiefonds voor financiële diensten. If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.

BankB

BankB N.V. · Belgium

Website

Offers: 10
Instant access: 1.76%; highest effective
Deposit: 3.75%; highest effective
Deposit guarantee: Until €100,000; Belgium scheme

Offers from BankB

Your amount€Calculated over

Product	Type	Rate	Effective	Your return
Spaarrekening via Raisin	Instant access	1.75%	1.76%	€882 interest per year	Details
Termijndeposito via Raisin	Deposit · 3 months	1.50%	1.51%	€754 per year, annualised	Details
Termijndeposito via Raisin	Deposit · 1 year	1.50%	1.50%	€750 interest per year	Details
Termijndeposito via Raisin	Deposit · 2 years	1.50%	1.50%	€750 per year, annualised	Details

Saving at BankB

BankB is a bank from Belgium. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at BankB in your name.

For €50,000 we list 1 instant-access account and 9 deposits from BankB, with terms from 3 months to 10 years. The best instant-access account, Spaarrekening, pays an effective 1.76% a year. The highest instant-access rate in our comparison is 3.03% right now. The best-paying deposit runs for 7 years at an effective 3.75% a year.

The lowest minimum deposit is €1,000.

Savings at BankB fall under Garantiefonds voor financiële diensten, the statutory deposit guarantee scheme of Belgium, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Belgium withholds 30.00% tax on interest by default; as a resident of the Netherlands you bring that down to 0% with a form.

What is the savings rate at BankB?: At BankB the highest effective annual rate for €50,000 is currently 1.76% on instant-access savings and 3.75% on a 7 years deposit. The table on this page has every offer with its rate and conditions.
Is my money safe at BankB?: BankB (BankB N.V.) takes part in Garantiefonds voor financiële diensten. If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
Do I pay withholding tax on interest from BankB?: Belgium withholds 30.00% tax on interest by default; as a resident of the Netherlands you bring that down to 0% with a form.
How do I open an account at BankB?: From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at BankB in your name.

Deposit guarantee and licence

Institution: BankB N.V.
Status: Verified European deposit guarantee scheme
Scheme: Garantiefonds voor financiële diensten
Guarantee: €100,000 per person per institution
Verification: Raisin wettelijke DGS-disclosure
details
Garantiefonds voor financiële diensten - Federale Overheidsdienst Financiën - Algemene Administratie van de Thesaurie
source ↗ · 18 Sep 2026

Recent changes

Rate history RSS

14 Sep 2026, 14:26 · Rate upBankB – Termijndeposito (120 mo): 2.50% → 3.75%
14 Sep 2026, 14:26 · Rate upBankB – Termijndeposito (84 mo): 3.60% → 3.75%
14 Sep 2026, 14:26 · Rate upBankB – Termijndeposito (96 mo): 3.60% → 3.75%

E-mail me when this changes

As soon as a rate or offer from BankB changes, you get one e-mail. Every mail has a one-click unsubscribe link.