What is the savings rate at Bigbank?

At Bigbank the highest effective annual rate for €50,000 is currently 2.50% on instant-access savings and 3.40% on a 1 year deposit. The table on this page has every offer with its rate and conditions.

Is my money safe at Bigbank?

Bigbank (Bigbank AS) takes part in Tagatisfond – Hoiuste tagamise osafond. If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.

Bigbank

Bigbank AS · Estonia · supervised by Finantsinspektsioon

Website

Offers: 22
Instant access: 2.50%; highest effective
Deposit: 3.40%; highest effective
Deposit guarantee: Until €100,000; Estonia scheme

Offers from Bigbank

Your amount€Calculated over

Product	Type	Rate	Effective	Your return
Flexibel Sparen	Instant access	3.00% promo	2.50%	€1,250 interest per year	Details
Termijndeposito	Deposit · 1 month	2.25% ▲ 0.15Rate over the last 365 days. Raised on 26 Oct 2026 from 2.10% to 2.25%.	2.27%	€1,137 per year, annualised	Details
Termijndeposito	Deposit · 2 months	2.25% ▲ 0.15Rate over the last 365 days. Raised on 26 Oct 2026 from 2.10% to 2.25%.	2.27%	€1,136 per year, annualised	Details
Termijndeposito	Deposit · 3 months	2.60% ▲ 0.10Rate over the last 365 days. Raised on 26 Oct 2026 from 2.50% to 2.60%.	2.63%	€1,313 per year, annualised	Details
Termijndeposito	Deposit · 4 months	2.60% ▲ 0.10Rate over the last 365 days. Raised on 26 Oct 2026 from 2.50% to 2.60%.	2.62%	€1,311 per year, annualised	Details
Termijndeposito	Deposit · 5 months	2.60% ▲ 0.10Rate over the last 365 days. Raised on 26 Oct 2026 from 2.50% to 2.60%.	2.62%	€1,310 per year, annualised	Details
Termijndeposito	Deposit · 6 months	2.90% ▲ 0.15Rate over the last 365 days. Raised on 22 Sep 2026 from 2.75% to 2.90%.	2.92%	€1,461 per year, annualised	Details
Termijndeposito	Deposit · 7 months	2.90% ▲ 0.15Rate over the last 365 days. Raised on 22 Sep 2026 from 2.75% to 2.90%.	2.92%	€1,459 per year, annualised	Details
Termijndeposito	Deposit · 9 months	3.10% ▲ 0.35Rate over the last 365 days. Raised on 22 Sep 2026 from 2.75% to 3.10%.	3.11%	€1,556 per year, annualised	Details
Termijndeposito	Deposit · 10 months	3.10% ▲ 0.20Rate over the last 365 days. Raised on 22 Sep 2026 from 2.90% to 3.10%.	3.11%	€1,554 per year, annualised	Details
Termijndeposito	Deposit · 11 months	3.10% ▲ 0.20Rate over the last 365 days. Raised on 22 Sep 2026 from 2.90% to 3.10%.	3.10%	€1,552 per year, annualised	Details
Termijndeposito	Deposit · 1 year	3.40% ▲ 0.25Rate over the last 365 days. Raised on 22 Sep 2026 from 3.15% to 3.40%.	3.40%	€1,700 interest per year	Details
Termijndeposito	Deposit · 2 years	3.40% ▲ 0.20Rate over the last 365 days. Raised on 22 Sep 2026 from 3.20% to 3.40%.	3.40%	€1,700 per year, annualised	Details
Termijndeposito	Deposit · 35 months	3.40% ▲ 0.20Rate over the last 365 days. Raised on 22 Sep 2026 from 3.20% to 3.40%.	3.40%	€1,700 per year, annualised	Details
Termijndeposito	Deposit · 3 years	3.40% ▲ 0.20Rate over the last 365 days. Raised on 22 Sep 2026 from 3.20% to 3.40%.	3.40%	€1,700 per year, annualised	Details
Termijndeposito	Deposit · 4 years	3.40% ▲ 0.20Rate over the last 365 days. Raised on 22 Sep 2026 from 3.20% to 3.40%.	3.40%	€1,700 per year, annualised	Details
Termijndeposito	Deposit · 5 years	3.40% ▲ 0.20Rate over the last 365 days. Raised on 22 Sep 2026 from 3.20% to 3.40%.	3.40%	€1,700 per year, annualised	Details
Termijndeposito	Deposit · 6 years	3.40% ▲ 0.20Rate over the last 365 days. Raised on 22 Sep 2026 from 3.20% to 3.40%.	3.40%	€1,700 per year, annualised	Details
Termijndeposito	Deposit · 7 years	3.40% ▲ 0.20Rate over the last 365 days. Raised on 22 Sep 2026 from 3.20% to 3.40%.	3.40%	€1,700 per year, annualised	Details
Termijndeposito	Deposit · 8 years	3.40% ▲ 0.20Rate over the last 365 days. Raised on 22 Sep 2026 from 3.20% to 3.40%.	3.40%	€1,700 per year, annualised	Details
Termijndeposito	Deposit · 9 years	3.40% ▲ 0.20Rate over the last 365 days. Raised on 22 Sep 2026 from 3.20% to 3.40%.	3.40%	€1,700 per year, annualised	Details
Termijndeposito	Deposit · 10 years	3.40% ▲ 0.20Rate over the last 365 days. Raised on 22 Sep 2026 from 3.20% to 3.40%.	3.40%	€1,700 per year, annualised	Details

Flexibel Sparen3.00% · 2.50% effective · since 28 Oct 2026€1,250interest per year
Deposit 1 month2.25% · 2.27% effective · since 26 Oct 2026€1,137per year, annualised
Deposit 2 months2.25% · 2.27% effective · since 26 Oct 2026€1,136per year, annualised
Deposit 3 months2.60% · 2.63% effective · since 26 Oct 2026€1,313per year, annualised
Deposit 4 months2.60% · 2.62% effective · since 26 Oct 2026€1,311per year, annualised
Deposit 5 months2.60% · 2.62% effective · since 26 Oct 2026€1,310per year, annualised
Deposit 6 months2.90% · 2.92% effective · since 22 Sep 2026€1,461per year, annualised
Deposit 7 months2.90% · 2.92% effective · since 22 Sep 2026€1,459per year, annualised
Deposit 9 months3.10% · 3.11% effective · since 22 Sep 2026€1,556per year, annualised
Deposit 10 months3.10% · 3.11% effective · since 22 Sep 2026€1,554per year, annualised
Deposit 11 months3.10% · 3.10% effective · since 22 Sep 2026€1,552per year, annualised
Deposit 1 year3.40% · 3.40% effective · since 22 Sep 2026€1,700interest per year
Deposit 2 years3.40% · 3.40% effective · since 22 Sep 2026€1,700per year, annualised
Deposit 35 months3.40% · 3.40% effective · since 22 Sep 2026€1,700per year, annualised
Deposit 3 years3.40% · 3.40% effective · since 22 Sep 2026€1,700per year, annualised
Deposit 4 years3.40% · 3.40% effective · since 22 Sep 2026€1,700per year, annualised
Deposit 5 years3.40% · 3.40% effective · since 22 Sep 2026€1,700per year, annualised
Deposit 6 years3.40% · 3.40% effective · since 22 Sep 2026€1,700per year, annualised
Deposit 7 years3.40% · 3.40% effective · since 22 Sep 2026€1,700per year, annualised
Deposit 8 years3.40% · 3.40% effective · since 22 Sep 2026€1,700per year, annualised
Deposit 9 years3.40% · 3.40% effective · since 22 Sep 2026€1,700per year, annualised
Deposit 10 years3.40% · 3.40% effective · since 22 Sep 2026€1,700per year, annualised

Saving at Bigbank

Bigbank is a bank from Estonia, supervised by Finantsinspektsioon. You open an account with the bank itself, online.

For €50,000 we list 1 instant-access account and 21 deposits from Bigbank, with terms from 1 month to 10 years. The best instant-access account, Flexibel Sparen, pays an effective 2.50% a year. The highest instant-access rate in our comparison is 3.03% right now. The best-paying deposit runs for 1 year at an effective 3.40% a year.

The lowest minimum deposit is €1,000. 1 offer has a temporary promotional rate; the effective rate above already counts the lower rate that follows. 1 offer is for new customers only.

Savings at Bigbank fall under Tagatisfond – Hoiuste tagamise osafond, the statutory deposit guarantee scheme of Estonia, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Estonia does not withhold tax on the interest of a saver who lives in the Netherlands.

What is the savings rate at Bigbank?: At Bigbank the highest effective annual rate for €50,000 is currently 2.50% on instant-access savings and 3.40% on a 1 year deposit. The table on this page has every offer with its rate and conditions.
Is my money safe at Bigbank?: Bigbank (Bigbank AS) takes part in Tagatisfond – Hoiuste tagamise osafond. If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
Do I pay withholding tax on interest from Bigbank?: Estonia does not withhold tax on the interest of a saver who lives in the Netherlands.
How do I open an account at Bigbank?: You open an account with the bank itself, online.

Deposit guarantee and licence

Institution: Bigbank AS
Status: Verified European deposit guarantee scheme
Scheme: Tagatisfond – Hoiuste tagamise osafond
Guarantee: €100,000 per person per institution
Verification: Tagatisfond deelnemerslijst
details
gelezen 2026-09-02
source ↗ · 2 Sep 2026

Recent changes

Rate history RSS

28 Oct 2026, 22:57 · Limit changedBigbank – Flexibel Sparen: limits changed (min –→–, max –→–, rate cap –→250000)
26 Oct 2026, 11:20 · Rate upBigbank – Termijndeposito (5 mo): 2.50% → 2.60%
26 Oct 2026, 11:20 · Rate upBigbank – Termijndeposito (1 mo): 2.10% → 2.25%
26 Oct 2026, 11:20 · Rate upBigbank – Termijndeposito (4 mo): 2.50% → 2.60%
26 Oct 2026, 11:20 · Rate upBigbank – Termijndeposito (2 mo): 2.10% → 2.25%
26 Oct 2026, 11:20 · Rate upBigbank – Termijndeposito (3 mo): 2.50% → 2.60%
22 Sep 2026, 10:41 · Rate upBigbank – Termijndeposito (96 mo): 3.20% → 3.40%
22 Sep 2026, 10:41 · Rate upBigbank – Termijndeposito (60 mo): 3.20% → 3.40%
22 Sep 2026, 10:41 · Rate upBigbank – Termijndeposito (84 mo): 3.20% → 3.40%
22 Sep 2026, 10:41 · Rate upBigbank – Termijndeposito (108 mo): 3.20% → 3.40%
22 Sep 2026, 10:41 · Rate upBigbank – Termijndeposito (3 mo): 2.40% → 2.50%
22 Sep 2026, 10:41 · Rate upBigbank – Termijndeposito (5 mo): 2.40% → 2.50%

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