Dutch savings rates in October 2026: all rate changes
Month in progress · updated up to and including 30 Sep 2026
In October 2026 we saw 5 rate increases and 0 rate cuts so far, at 2 banks. The direction was clearly up.
Instant access: 1 up, 0 down. Notice accounts: 0 up, 0 down. Deposits: 4 up, 0 down. 0 offers were added, 0 disappeared, and we saw 0 changes in temporary promotions.
The highest rate at the start and at the end
The highest advertised rate per kind, among banks with a verified deposit guarantee.
| Kind | Start | Now | Difference |
|---|---|---|---|
| Instant access | 3.30% | 3.30% | 0.00 |
| Notice account | 2.40% | 2.40% | 0.00 |
| 1-year deposit | 3.45% | 3.45% | 0.00 |
| 5-year deposit | 3.55% | 3.55% | 0.00 |
Biggest risers
| Bank | From | To | Percentage points |
|---|---|---|---|
| INGGroen Spaardeposito · 1 year | 2.10% | +0.50 | |
| INGSpaardeposito · 1 year · and 2 other terms | 2.10% | +0.45 | |
| Centraal BeheerRentePlús Rekening | 1.70% | +0.10 |
Biggest fallers
No rate went down on balance.
One line per product: the term with the largest step. A rate that moved several times is shown with where it started and ended the month.
Most active banks
- ING: 4 rate changes
- Centraal Beheer: 1 rate change
The highest rates right now
Whatever happened this month, this is what you can get today. The lists come straight from the comparison.
Look further
- All rate changes, per day and per bank
- The course of every rate in the rate history
- The comparison for your amount
This overview is compiled automatically from the rate changes we see during our checks. Not advice; rates are gross and can change.
