BluOr BankTermijndeposito

Deposit · 1 year · BluOr Bank AS · Latvia · via Raisin
Rate
3.20%
1 year fixed
since 19 Oct 2026
Your return on €50,000
€1,600
interest per year
Deposit guarantee
€50,000 fully protected
Latvian scheme

BluOr Bank AS · Noguldījumu garantiju fonds (Latvijas Banka) · €100,000 per person per bank

Your calculation for €50,000

Gross interest over 1 year: €1,600.
Interest built up over 1 year
€ 0€ 1kstart6 mo1 yr€1,600After 1 month: €133.33 rate · balance €50,133.33After 2 months: €266.67 rate · balance €50,266.67After 3 months: €400.00 rate · balance €50,400.00After 4 months: €533.33 rate · balance €50,533.33After 5 months: €666.67 rate · balance €50,666.67After 6 months: €800.00 rate · balance €50,800.00After 7 months: €933.33 rate · balance €50,933.33After 8 months: €1,066.67 rate · balance €51,066.67After 9 months: €1,200.00 rate · balance €51,200.00After 10 months: €1,333.33 rate · balance €51,333.33After 11 months: €1,466.67 rate · balance €51,466.67After 12 months: €1,600.00 rate · balance €51,600.00

Rate and conditions

BalanceRate
€0 – and up3.20%
Interest payout
end of term, paid out
Fees
none
Rate valid since
19 Oct 2026
Access
1 year fixed · no early withdrawal
Term
1 year
Minimum deposit
€10,000
Maximum deposit
€100,000
Current account required
no
For whom
new and existing customers
Open via
Raisin (Raisin) · for residents of the Netherlands via Raisin
  • Einde looptijd

Deposit guarantee

€50,000 fully protected
Latvian scheme

BluOr Bank AS · Noguldījumu garantiju fonds (Latvijas Banka) · €100,000 per person per bank

Licence and verification
Institution
BluOr Bank AS
Status
Verified European deposit guarantee scheme
Scheme
Noguldījumu garantiju fonds (Latvijas Banka) (Latvia)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsLatvijas Banka
source ↗ · 2 Nov 2026
Taxes
Country
Latvia
Withholding tax
Withholding tax applies
Standard rate
25.50%
For a Dutch saver
10.00% (after paperwork)
Notes
Latvia withholds by default 25.5% tax at source. For a Dutch saver 10% remains withheld; the Dutch tax office usually does not credit it in box 3. A reduction takes a form.

Rates are gross. The Dutch box 3 wealth tax is separate and not included.

Read on: Withholding tax on foreign savings interest: what do you really keep?

Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks

Rate history

2.75%3.00%3.25%3.50%3.75%2 Sep 20263 Oct 2026now3.20%3.35% from 2 Sep 2026 until 14 Sep 20263.45% from 14 Sep 2026 until 5 Oct 20263.35% from 5 Oct 2026 until 12 Oct 20263.30% from 12 Oct 2026 until 19 Oct 20263.20% from 19 Oct 2026 until now
FromRateUntil
19 Oct 20263.20%current
12 Oct 20263.30%19 Oct 2026
5 Oct 20263.35%12 Oct 2026
14 Sep 20263.45%5 Oct 2026
2 Sep 20263.35%14 Sep 2026

All historic rates of BluOr Bank →All savings products of BluOr Bank →

  • 19 Oct 2026BluOr Bank – Termijndeposito (12 mo): 3.30% → 3.20%
  • 12 Oct 2026BluOr Bank – Termijndeposito (12 mo): 3.35% → 3.30%
  • 5 Oct 2026BluOr Bank – Termijndeposito (12 mo): 3.45% → 3.35%
  • 14 Sep 2026BluOr Bank – Termijndeposito (12 mo): 3.35% → 3.45%
  • 2 Sep 2026New: BluOr Bank – Termijndeposito (12 mo) 3.35%

Rate checked on 2 Nov 2026.

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