ING
ING Bank N.V. · Netherlands · supervised by DNB
- Offers
- 5
- Instant access
- 1.05%
- highest effective
- Deposit
- 2.20%
- highest effective
- Deposit guarantee
- Until €100,000
- Netherlands scheme
Offers from ING
- Oranje Spaarrekening1.25% · 1.05% effective€525interest per year
- Deposit 1 year1.65% · 1.65% effective€825interest per year
- Deposit 1 year1.60% · 1.60% effective€800interest per year
- Deposit 3 years1.85% · 1.85% effective€925per year, annualised
- Deposit 5 years2.20% · 2.20% effective€1,100per year, annualised
Saving at ING
ING is a bank from Netherlands, supervised by DNB. You open an account with the bank itself, online.
For €50,000 we list 1 instant-access account and 4 deposits from ING, with terms from 1 year to 5 years. The best instant-access account, Oranje Spaarrekening, pays an effective 1.05% a year. The highest instant-access rate in our comparison is 3.03% right now. The best-paying deposit runs for 5 years at an effective 2.20% a year.
The lowest minimum deposit is €500. Some rates require a current account with the bank as well.
Savings at ING fall under Nederlandse Depositogarantie (DGS), the statutory deposit guarantee scheme of Netherlands, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Netherlands does not withhold tax on the interest of a saver who lives in the Netherlands.
- What is the savings rate at ING?
- At ING the highest effective annual rate for €50,000 is currently 1.05% on instant-access savings and 2.20% on a 5 years deposit. The table on this page has every offer with its rate and conditions.
- Is my money safe at ING?
- ING (ING Bank N.V.) takes part in Nederlandse Depositogarantie (DGS). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
- Do I pay withholding tax on interest from ING?
- Netherlands does not withhold tax on the interest of a saver who lives in the Netherlands.
- How do I open an account at ING?
- You open an account with the bank itself, online.
Deposit guarantee and licence
- Institution
- ING Bank N.V.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Nederlandse Depositogarantie (DGS)
- Guarantee
- €100,000 per person per institution
- Licence
- DNB B0163
- Verification
- DNB-register Nederlandse depositogarantiesource ↗ · 2 Sep 2026
details
handmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
Recent changes
Rate historyRSS- 15 Sep 2026, 21:31 · NewNew: ING – Groen Spaardeposito (12 mo) 1.60%
- 2 Sep 2026, 09:48 · NewNew: ING – Spaardeposito (12 mo) 1.65%
- 2 Sep 2026, 09:48 · NewNew: ING – Spaardeposito (36 mo) 1.85%
- 2 Sep 2026, 09:48 · NewNew: ING – Spaardeposito (60 mo) 2.20%
- 2 Sep 2026, 09:48 · NewNew: ING – Oranje Spaarrekening 1.25%
E-mail me when this changes
As soon as a rate or offer from ING changes, you get one e-mail. Every mail has a one-click unsubscribe link.