No longer offered. We last saw this product on 5 Oct 2026; below is the last known rate and the history. See the current offers
What pays the most now
Raisin RenteBoostSpaarrekening
- Promotional rate
- 3.05%
- then 2.35%
- since 16 Sep 2026
- EffectiveThe effective annual rate for €50,000: what you really earn per year, after fees and including compound interest, so that terms and payout frequencies are comparable. The promotional rate applies for 3 months on at most €100,000; after that 2.35%.
- 2.52%
- for €50,000
- Your return on €50,000
- €1,263
- interest per year
- Deposit guarantee
- €50,000 fully protectedGerman scheme
Deutsche Bank AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank
Your calculation for €50,000
Rate and conditions
| Balance | Rate |
|---|---|
| €0 – and up | 2.35% |
- Interest payout
- monthly, paid out
- Fees
- none
- Rate valid since
- 2 Aug 2026
- Promotional rate 3.05% for 3 months on at most €100,000
- New customers only
- 3 maanden 3.05%, daarna 2.35% (EuroExtra)
- Access
- Instant access
- Minimum deposit
- €1
- Maximum deposit
- €100,000
- Current account required
- no
- For whom
- new customers only
- Open via
- Raisin (Raisin) · for residents of the Netherlands via Raisin
- Rente wordt maandelijks uitgekeerd op de Raisin-rekening
- Raisin Bank houdt het deposito in trust aan bij de bank
Deposit guarantee
Deutsche Bank AG · Entschädigungseinrichtung deutscher Banken GmbH (EdB) · €100,000 per person per bank
How is my money protected?
Deutsche Bank AG (EuroExtra, RenteBoost) share one banking licence: balances at these brands count together for the guarantee.
Other brands on the same licence: EuroExtra.
Licence and verification
- Institution
- Deutsche Bank AG
- Status
- Verified European deposit guarantee scheme
- Scheme
- Entschädigungseinrichtung deutscher Banken GmbH (EdB) (Germany)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Entschädigungseinrichtung deutscher Banken GmbH (EdB)
Taxes
- Country
- Germany
- Withholding tax
- No withholding tax
- Standard rate
- 0.00%
- For a Dutch saver
- 0.00%
- Notes
- Germany withholds no tax on savings interest of non-residents: you receive the full interest.
Rates are gross. The Dutch box 3 wealth tax is separate and not included.
Read on: Is saving at a foreign bank safe? How the deposit guarantee works in Europe · Saving more than €100,000: how to spread your money across banks
Rate history
| From | Rate | Until |
|---|---|---|
| 16 Sep 2026 | 3.05% | current |
| 2 Sep 2026 | 3.05% | 16 Sep 2026 |
| 2 Sep 2026 | 3.05% | 2 Sep 2026 |
All historic rates of Raisin RenteBoost →All savings products of Raisin RenteBoost →
- 5 Oct 2026Raisin RenteBoost – Spaarrekening not found in 12 consecutive runs; deactivated
- 5 Oct 2026Raisin RenteBoost – Spaarrekening missing from the source (3 runs)
- 16 Sep 2026Raisin RenteBoost – Spaarrekening: rate structure/conditions changed
- 2 Sep 2026Raisin RenteBoost – Spaarrekening: rate structure/conditions changed
- 2 Sep 2026New: Raisin RenteBoost – Spaarrekening 3.05%
Rate checked on 5 Oct 2026.