Aareal Bank

Aareal Bank is a bank from Germany. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Aareal Bank in your name.

For €25,000 we list 5 deposits from Aareal Bank, with terms from 2 years to 7 years. The best-paying deposit runs for 5 years at an effective 3.50% a year.

The lowest minimum deposit is €1,000.

Savings at Aareal Bank fall under Entschädigungseinrichtung deutscher Banken GmbH (EdB), the statutory deposit guarantee scheme of Germany, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Germany does not withhold tax on the interest of a saver who lives in the Netherlands.