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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Banks and deposit guarantee

ABN AMRO

ABN AMRO Bank N.V. · Netherlands · supervised by DNB
Website
Offers
8
Instant access
1.26%
highest effective
Deposit
2.90%
highest effective
Deposit guarantee
Until €100,000
Netherlands scheme

Offers from ABN AMRO

ProductTypeRateEffectiveYour return
Beleggers SpaarrekeningInstant access1.25%
1.26%€126
interest per year
Details
Direct SparenInstant access1.25%
1.26%€126
interest per year
Details
Spaar DepositoDeposit · 1 year2.00%
2.00%€200
interest per year
Details
Groen Spaar DepositoDeposit · 1 year1.75%
1.75%

Saving at ABN AMRO

ABN AMRO is a bank from Netherlands, supervised by DNB. You open an account with the bank itself, online.

For €10,000 we list 2 instant-access accounts and 6 deposits from ABN AMRO, with terms from 1 year to 10 years. The best instant-access account, Beleggers Spaarrekening, pays an effective 1.26% a year. The highest instant-access rate in our comparison is 3.04% right now. The best-paying deposit runs for 10 years at an effective 2.90% a year.

The lowest minimum deposit is €500. Some rates require a current account with the bank as well.

Savings at ABN AMRO fall under Nederlandse Depositogarantie (DGS), the statutory deposit guarantee scheme of Netherlands, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Netherlands does not withhold tax on the interest of a saver who lives in the Netherlands.

What is the savings rate at ABN AMRO?
At ABN AMRO the highest effective annual rate for €10,000 is currently 1.26% on instant-access savings and 2.90% on a 10 years deposit. The table on this page has every offer with its rate and conditions.
Is my money safe at ABN AMRO?
ABN AMRO (ABN AMRO Bank N.V.) takes part in Nederlandse Depositogarantie (DGS). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
Do I pay withholding tax on interest from ABN AMRO?
Netherlands does not withhold tax on the interest of a saver who lives in the Netherlands.
How do I open an account at ABN AMRO?
You open an account with the bank itself, online.

Deposit guarantee and licence

Institution
ABN AMRO Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS)
Guarantee
€100,000 per person per institution
Licence
DNB B0149
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026

Recent changes

Rate historyRSS

No changes seen since we started following ABN AMRO .

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As soon as a rate or offer from ABN AMRO changes, you get one e-mail. Every mail has a one-click unsubscribe link.

All changes of ABN AMRO →

€175
interest per year
Details
Spaar DepositoDeposit · 2 years2.15%
2.15%€215
per year, annualised
Details
Spaar DepositoDeposit · 3 years2.20%
2.20%€220
per year, annualised
Details
Spaar DepositoDeposit · 5 years2.50%
2.50%€250
per year, annualised
Details
Spaar DepositoDeposit · 10 years2.90%
2.90%€290
per year, annualised
Details
  • Beleggers Spaarrekening1.25% · 1.26% effective€126interest per year
  • Direct Sparen1.25% · 1.26% effective€126interest per year
  • Deposit 1 year2.00% · 2.00% effective€200interest per year
  • Deposit 1 year1.75% · 1.75% effective€175interest per year
  • Deposit 2 years2.15% · 2.15% effective€215per year, annualised
  • Deposit 3 years2.20% · 2.20% effective€220per year, annualised
  • Deposit 5 years2.50% · 2.50% effective€250per year, annualised
  • Deposit 10 years2.90% · 2.90% effective€290per year, annualised