Alisa Bank
- Offers
- 10
- Instant access
- 2.27%
- highest effective
- Deposit
- 3.40%
- highest effective
- Deposit guarantee
- Until €100,000
- Finland scheme
Offers from Alisa Bank
- Spaarrekening2.25% · 2.27% effective · since 20 Oct 2026€377interest per year
- Deposit 3 months2.20% · 2.22% effective · since 16 Sep 2026€368per year, annualised
- Deposit 6 months2.30% · 2.31% effective · since 16 Sep 2026€384per year, annualised
- Deposit 9 months2.40% · 2.41% effective · since 16 Sep 2026€400per year, annualised
- Deposit 1 year2.70% · 2.70% effective · since 26 Oct 2026€448interest per year
- Deposit 18 months2.85% · 2.86% effective · since 26 Oct 2026€474per year, annualised
- Deposit 2 years3.10% · 3.10% effective · since 26 Oct 2026€515per year, annualised
- Deposit 3 years3.20% · 3.20% effective · since 26 Oct 2026€531per year, annualised
- Deposit 4 years3.30% · 3.30% effective · since 26 Oct 2026€548per year, annualised
- Deposit 5 years3.40% · 3.40% effective · since 26 Oct 2026€564per year, annualised
Saving at Alisa Bank
Alisa Bank is a brand of Alisa Pankki Oyj , a bank from Finland. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Alisa Bank in your name.
For €16,600 we list 1 instant-access account and 9 deposits from Alisa Bank, with terms from 3 months to 5 years. The best instant-access account, Spaarrekening, pays an effective 2.27% a year. The highest instant-access rate in our comparison is 3.04% right now. The best-paying deposit runs for 5 years at an effective 3.40% a year.
The lowest minimum deposit is €1.
Savings at Alisa Bank fall under Talletussuoja (Rahoitusvakausvirasto), the statutory deposit guarantee scheme of Finland, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Finland does not withhold tax on the interest of a saver who lives in the Netherlands.
- What is the savings rate at Alisa Bank?
- At Alisa Bank the highest effective annual rate for €16,600 is currently 2.27% on instant-access savings and 3.40% on a 5 years deposit. The table on this page has every offer with its rate and conditions.
- Is my money safe at Alisa Bank?
- Alisa Bank (Alisa Pankki Oyj ) takes part in Talletussuoja (Rahoitusvakausvirasto). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
- Do I pay withholding tax on interest from Alisa Bank?
- Finland does not withhold tax on the interest of a saver who lives in the Netherlands.
- How do I open an account at Alisa Bank?
- From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Alisa Bank in your name.
Deposit guarantee and licence
- Institution
- Alisa Pankki Oyj
- Status
- Verified European deposit guarantee scheme
- Scheme
- Talletussuoja (Rahoitusvakausvirasto)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Financial Stability Authority
Recent changes
Rate historyRSS- 26 Oct 2026, 01:21 · Rate upAlisa Bank – Termijndeposito (12 mo): 2.50% → 2.70%
- 26 Oct 2026, 01:21 · Rate upAlisa Bank – Termijndeposito (24 mo): 3.00% → 3.10%
- 26 Oct 2026, 01:21 · Rate upAlisa Bank – Termijndeposito (36 mo): 3.10% → 3.20%
- 26 Oct 2026, 01:21 · Rate upAlisa Bank – Termijndeposito (48 mo): 3.20% → 3.30%
- 26 Oct 2026, 01:21 · Rate upAlisa Bank – Termijndeposito (60 mo): 3.30% → 3.40%
- 26 Oct 2026, 01:21 · Rate upAlisa Bank – Termijndeposito (18 mo): 2.75% → 2.85%
- 20 Oct 2026, 02:36 · Rate upAlisa Bank – Spaarrekening: 2.10% → 2.25%
- 13 Oct 2026, 02:08 · Rate upAlisa Bank – Spaarrekening: 2.00% → 2.10%
- 29 Sep 2026, 17:44 · Rate upAlisa Bank – Spaarrekening: 1.25% → 2.00%
- 29 Sep 2026, 05:00 · DeactivatedAlisa Bank – Spaarrekening not found in 12 consecutive runs; deactivated
- 28 Sep 2026, 20:28 · Possibly goneAlisa Bank – Spaarrekening missing from the source (3 runs)
- 16 Sep 2026, 09:48 · Rate upAlisa Bank – Termijndeposito (6 mo): 1.80% → 2.30%