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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Banks and deposit guarantee

Alisa Bank

Alisa Pankki Oyj · Finland
Website
Offers
10
Instant access
1.26%
highest effective
Deposit
3.30%
highest effective
Deposit guarantee
Until €100,000
Finland scheme

Offers from Alisa Bank

ProductTypeRateEffectiveYour return
Spaarrekening
via Raisin
Instant access1.25%
1.26%€208
interest per year
Details
Termijndeposito
via Raisin
Deposit · 3 months2.20%
▲ 0.4016 Sep 2026Rate over the last 365 days. Raised on 16 Sep 2026 from 1.80% to 2.20%.
2.22%€368
per year, annualised
Details
Termijndeposito
via Raisin
Deposit · 6 months2.30%
▲ 0.5016 Sep 2026Rate over the last 365 days. Raised on 16 Sep 2026 from 1.80% to 2.30%.

Saving at Alisa Bank

Alisa Bank is a brand of Alisa Pankki Oyj , a bank from Finland. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Alisa Bank in your name.

For €16,600 we list 1 instant-access account and 9 deposits from Alisa Bank, with terms from 3 months to 5 years. The best instant-access account, Spaarrekening, pays an effective 1.26% a year. The highest instant-access rate in our comparison is 3.04% right now. The best-paying deposit runs for 5 years at an effective 3.30% a year.

The lowest minimum deposit is €1.

Savings at Alisa Bank fall under Talletussuoja (Rahoitusvakausvirasto), the statutory deposit guarantee scheme of Finland, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Finland does not withhold tax on the interest of a saver who lives in the Netherlands.

What is the savings rate at Alisa Bank?
At Alisa Bank the highest effective annual rate for €16,600 is currently 1.26% on instant-access savings and 3.30% on a 5 years deposit. The table on this page has every offer with its rate and conditions.
Is my money safe at Alisa Bank?
Alisa Bank (Alisa Pankki Oyj ) takes part in Talletussuoja (Rahoitusvakausvirasto). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
Do I pay withholding tax on interest from Alisa Bank?
Finland does not withhold tax on the interest of a saver who lives in the Netherlands.
How do I open an account at Alisa Bank?
From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Alisa Bank in your name.

Deposit guarantee and licence

Institution
Alisa Pankki Oyj
Status
Verified European deposit guarantee scheme
Scheme
Talletussuoja (Rahoitusvakausvirasto)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFinancial Stability Authority
source ↗ · 18 Sep 2026

Recent changes

Rate historyRSS
  • 16 Sep 2026, 09:48 · Rate upAlisa Bank – Termijndeposito (12 mo): 2.00% → 2.50%
  • 16 Sep 2026, 09:48 · Rate upAlisa Bank – Termijndeposito (18 mo): 2.20% → 2.75%
  • 16 Sep 2026, 09:48 · Rate upAlisa Bank – Termijndeposito (60 mo): 3.00% → 3.30%
  • 16 Sep 2026, 09:48 · Rate upAlisa Bank – Termijndeposito (24 mo): 2.40% → 3.00%
  • 16 Sep 2026, 09:48 · Rate upAlisa Bank – Termijndeposito (6 mo): 1.80% → 2.30%
  • 16 Sep 2026, 09:48 · Rate upAlisa Bank – Termijndeposito (9 mo): 1.80% → 2.40%
2.31%
€384
per year, annualised
Details
Termijndeposito
via Raisin
Deposit · 9 months2.40%
▲ 0.6016 Sep 2026Rate over the last 365 days. Raised on 16 Sep 2026 from 1.80% to 2.40%.
2.41%€400
per year, annualised
Details
Termijndeposito
via Raisin
Deposit · 1 year2.50%
▲ 0.5016 Sep 2026Rate over the last 365 days. Raised on 16 Sep 2026 from 2.00% to 2.50%.
2.50%€415
interest per year
Details
Termijndeposito
via Raisin
Deposit · 18 months2.75%
▲ 0.5516 Sep 2026Rate over the last 365 days. Raised on 16 Sep 2026 from 2.20% to 2.75%.
2.76%€458
per year, annualised
Details
Termijndeposito
via Raisin
Deposit · 2 years3.00%
▲ 0.6016 Sep 2026Rate over the last 365 days. Raised on 16 Sep 2026 from 2.40% to 3.00%.
3.00%€498
per year, annualised
Details
Termijndeposito
via Raisin
Deposit · 3 years3.10%
▲ 0.3016 Sep 2026Rate over the last 365 days. Raised on 16 Sep 2026 from 2.80% to 3.10%.
3.10%€515
per year, annualised
Details
Termijndeposito
via Raisin
Deposit · 4 years3.20%
▲ 0.3016 Sep 2026Rate over the last 365 days. Raised on 16 Sep 2026 from 2.90% to 3.20%.
3.20%€531
per year, annualised
Details
Termijndeposito
via Raisin
Deposit · 5 years3.30%
▲ 0.3016 Sep 2026Rate over the last 365 days. Raised on 16 Sep 2026 from 3.00% to 3.30%.
3.30%€548
per year, annualised
Details
  • Spaarrekening1.25% · 1.26% effective€208interest per year
  • Deposit 3 months2.20% · 2.22% effective · since 16 Sep 2026€368per year, annualised
  • Deposit 6 months2.30% · 2.31% effective · since 16 Sep 2026€384per year, annualised
  • Deposit 9 months2.40% · 2.41% effective · since 16 Sep 2026€400per year, annualised
  • Deposit 1 year2.50% · 2.50% effective · since 16 Sep 2026€415interest per year
  • Deposit 18 months2.75% · 2.76% effective · since 16 Sep 2026€458per year, annualised
  • Deposit 2 years3.00% · 3.00% effective · since 16 Sep 2026€498per year, annualised
  • Deposit 3 years3.10% · 3.10% effective · since 16 Sep 2026€515per year, annualised
  • Deposit 4 years3.20% · 3.20% effective · since 16 Sep 2026€531per year, annualised
  • Deposit 5 years3.30% · 3.30% effective · since 16 Sep 2026€548per year, annualised
  • 16 Sep 2026, 09:48 · Rate upAlisa Bank – Termijndeposito (3 mo): 1.80% → 2.20%
  • 16 Sep 2026, 09:48 · Rate upAlisa Bank – Termijndeposito (48 mo): 2.90% → 3.20%
  • 16 Sep 2026, 09:48 · Rate upAlisa Bank – Termijndeposito (36 mo): 2.80% → 3.10%
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