Argenta
- Offers
- 7
- Instant access
- 1.90%
- highest effective
- Deposit
- 3.40%
- highest effective
- Deposit guarantee
- Until €100,000
- Belgium scheme
Offers from Argenta
- De Argenta spaarrekening1.90% · 1.90% effective · since 2 Sep 2026€315interest per year
- Deposit 6 months2.40% · 2.41% effective · since 14 Sep 2026€401per year, annualised
- Deposit 1 year2.70% · 2.70% effective · since 2 Sep 2026€448interest per year
- Deposit 2 years3.10% · 3.10% effective · since 15 Oct 2026€515per year, annualised
- Deposit 3 years3.20% · 3.20% effective · since 15 Oct 2026€531per year, annualised
- Deposit 4 years3.30% · 3.30% effective · since 15 Oct 2026€548per year, annualised
- Deposit 5 years3.40% · 3.40% effective · since 15 Oct 2026€564per year, annualised
Saving at Argenta
Argenta is a bank from Belgium, supervised by NBB. You open an account with the bank itself, online.
For €16,600 we list 1 instant-access account and 6 deposits from Argenta, with terms from 6 months to 5 years. The best instant-access account, De Argenta spaarrekening, pays an effective 1.90% a year. The highest instant-access rate in our comparison is 3.04% right now. The best-paying deposit runs for 5 years at an effective 3.40% a year.
The lowest minimum deposit is €0.
Savings at Argenta fall under Garantiefonds voor financiële diensten, the statutory deposit guarantee scheme of Belgium, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Belgium withholds 30.00% tax on interest by default; as a resident of the Netherlands you bring that down to 0% with a form.
- What is the savings rate at Argenta?
- At Argenta the highest effective annual rate for €16,600 is currently 1.90% on instant-access savings and 3.40% on a 5 years deposit. The table on this page has every offer with its rate and conditions.
- Is my money safe at Argenta?
- Argenta (Argenta Spaarbank N.V.) takes part in Garantiefonds voor financiële diensten. If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
- Do I pay withholding tax on interest from Argenta?
- Belgium withholds 30.00% tax on interest by default; as a resident of the Netherlands you bring that down to 0% with a form.
- How do I open an account at Argenta?
- You open an account with the bank itself, online.
Deposit guarantee and licence
- Institution
- Argenta Spaarbank N.V.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Garantiefonds voor financiële diensten
- Guarantee
- €100,000 per person per institution
- Verification
- Belgische kredietinstellingsource ↗ · 2 Sep 2026
details
NBB-vergunning): wettelijke deelname aan het Garantiefonds voor financiële diensten (€ 100.000); Argenta vermeldt dit in de productinformatie
Recent changes
Rate historyRSS- 16 Oct 2026, 00:14 · Rate upArgenta – Termijndeposito (36 mo): 3.05% → 3.20%
- 16 Oct 2026, 00:14 · Rate upArgenta – Termijndeposito (60 mo): 3.15% → 3.40%
- 16 Oct 2026, 00:14 · Rate upArgenta – Termijndeposito (48 mo): 3.10% → 3.30%
- 16 Oct 2026, 00:14 · Rate upArgenta – Termijndeposito (24 mo): 3.00% → 3.10%
- 14 Sep 2026, 14:26 · NewNew: Argenta – Termijndeposito (6 mo) 2.40%