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Independent: the order follows only from the rate, your amount and the deposit guarantee, never from fees paid by banks.

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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Banks and deposit guarantee

ASN Bank

ASN Bank N.V. · Netherlands · supervised by DNB
Website
Offers
7
Instant access
1.31%
highest effective
Deposit
3.20%
highest effective
Deposit guarantee
Until €100,000
Netherlands scheme

Offers from ASN Bank

ProductTypeRateEffectiveYour return
ASN SparenInstant access1.30%
1.31%€217
interest per year
Details
ASN DepositosparenDeposit · 1 year2.60%
▲ 0.20Rate over the last 365 days. Raised on 15 Sep 2026 from 2.40% to 2.60%.
2.60%€432
interest per year
Details
ASN DepositosparenDeposit · 2 years2.70%

Saving at ASN Bank

ASN Bank is a bank from Netherlands, supervised by DNB. You open an account with the bank itself, online.

For €16,600 we list 1 instant-access account and 6 deposits from ASN Bank, with terms from 1 year to 10 years. The best instant-access account, ASN Sparen, pays an effective 1.31% a year. The highest instant-access rate in our comparison is 3.04% right now. The best-paying deposit runs for 10 years at an effective 3.20% a year.

The lowest minimum deposit is €500.

Savings at ASN Bank fall under Nederlandse Depositogarantie (DGS), the statutory deposit guarantee scheme of Netherlands, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Netherlands does not withhold tax on the interest of a saver who lives in the Netherlands.

What is the savings rate at ASN Bank?
At ASN Bank the highest effective annual rate for €16,600 is currently 1.31% on instant-access savings and 3.20% on a 10 years deposit. The table on this page has every offer with its rate and conditions.
Is my money safe at ASN Bank?
ASN Bank (ASN Bank N.V.) takes part in Nederlandse Depositogarantie (DGS). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
Do I pay withholding tax on interest from ASN Bank?
Netherlands does not withhold tax on the interest of a saver who lives in the Netherlands.
How do I open an account at ASN Bank?
You open an account with the bank itself, online.

Deposit guarantee and licence

Institution
ASN Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS)
Guarantee
€100,000 per person per institution
Licence
DNB B0578
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026

Recent changes

Rate historyRSS
  • 15 Sep 2026, 21:31 · Rate upASN Bank – ASN Depositosparen (12 mo): 2.40% → 2.60%
  • 15 Sep 2026, 21:31 · Rate upASN Bank – ASN Depositosparen (36 mo): 2.55% → 2.75%
  • 15 Sep 2026, 21:31 · Rate upASN Bank – ASN Depositosparen (24 mo): 2.50% → 2.70%
  • 15 Sep 2026, 21:31 · Rate upASN Bank – ASN Depositosparen (48 mo): 2.60% → 2.80%
  • 15 Sep 2026, 21:31 · Rate upASN Bank – ASN Depositosparen (120 mo): 3.00% → 3.20%
▲ 0.20
Rate over the last 365 days. Raised on 15 Sep 2026 from 2.50% to 2.70%.
2.70%
€448
per year, annualised
Details
ASN DepositosparenDeposit · 3 years2.75%
▲ 0.20Rate over the last 365 days. Raised on 15 Sep 2026 from 2.55% to 2.75%.
2.75%€457
per year, annualised
Details
ASN DepositosparenDeposit · 4 years2.80%
▲ 0.20Rate over the last 365 days. Raised on 15 Sep 2026 from 2.60% to 2.80%.
2.80%€465
per year, annualised
Details
ASN DepositosparenDeposit · 5 years2.85%
▲ 0.20Rate over the last 365 days. Raised on 15 Sep 2026 from 2.65% to 2.85%.
2.85%€473
per year, annualised
Details
ASN DepositosparenDeposit · 10 years3.20%
▲ 0.20Rate over the last 365 days. Raised on 15 Sep 2026 from 3.00% to 3.20%.
3.20%€531
per year, annualised
Details
  • ASN Sparen1.30% · 1.31% effective · since 2 Sep 2026€217interest per year
  • Deposit 1 year2.60% · 2.60% effective · since 15 Sep 2026€432interest per year
  • Deposit 2 years2.70% · 2.70% effective · since 15 Sep 2026€448per year, annualised
  • Deposit 3 years2.75% · 2.75% effective · since 15 Sep 2026€457per year, annualised
  • Deposit 4 years2.80% · 2.80% effective · since 15 Sep 2026€465per year, annualised
  • Deposit 5 years2.85% · 2.85% effective · since 15 Sep 2026€473per year, annualised
  • Deposit 10 years3.20% · 3.20% effective · since 15 Sep 2026€531per year, annualised
  • 15 Sep 2026, 21:31 · Rate upASN Bank – ASN Depositosparen (60 mo): 2.65% → 2.85%
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