What is the savings rate at ASN Bank?

At ASN Bank the highest effective annual rate for €16,800 is currently 1.31% on instant-access savings and 3.20% on a 10 years deposit. The table on this page has every offer with its rate and conditions.

Is my money safe at ASN Bank?

ASN Bank (ASN Bank N.V.) takes part in Nederlandse Depositogarantie (DGS). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.

ASN Bank

ASN Bank N.V. · Netherlands · supervised by DNB

Website

Offers: 7
Instant access: 1.31%; highest effective
Deposit: 3.20%; highest effective
Deposit guarantee: Until €100,000; Netherlands scheme

Offers from ASN Bank

Your amount€Calculated over

Product	Type	Rate	Effective	Your return
ASN Sparen	Instant access	1.30%	1.31%	€220 interest per year	Details
ASN Depositosparen	Deposit · 1 year	2.85% ▲ 0.25Rate over the last 365 days. Raised on 6 Oct 2026 from 2.60% to 2.85%.	2.85%	€479 interest per year	Details
ASN Depositosparen	Deposit · 2 years	2.95% ▲ 0.25Rate over the last 365 days. Raised on 6 Oct 2026 from 2.70% to 2.95%.	2.95%	€496 per year, annualised	Details
ASN Depositosparen	Deposit · 3 years	3.00% ▲ 0.25Rate over the last 365 days. Raised on 6 Oct 2026 from 2.75% to 3.00%.	3.00%	€504 per year, annualised	Details
ASN Depositosparen	Deposit · 4 years	3.05% ▲ 0.25Rate over the last 365 days. Raised on 6 Oct 2026 from 2.80% to 3.05%.	3.05%	€512 per year, annualised	Details
ASN Depositosparen	Deposit · 5 years	3.05% ▲ 0.20Rate over the last 365 days. Raised on 6 Oct 2026 from 2.85% to 3.05%.	3.05%	€512 per year, annualised	Details
ASN Depositosparen	Deposit · 10 years	3.20% ▲ 0.20Rate over the last 365 days. Raised on 15 Sep 2026 from 3.00% to 3.20%.	3.20%	€538 per year, annualised	Details

Saving at ASN Bank

ASN Bank is a bank from Netherlands, supervised by DNB. You open an account with the bank itself, online.

For €16,800 we list 1 instant-access account and 6 deposits from ASN Bank, with terms from 1 year to 10 years. The best instant-access account, ASN Sparen, pays an effective 1.31% a year. The highest instant-access rate in our comparison is 3.04% right now. The best-paying deposit runs for 10 years at an effective 3.20% a year.

The lowest minimum deposit is €500.

Savings at ASN Bank fall under Nederlandse Depositogarantie (DGS), the statutory deposit guarantee scheme of Netherlands, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Netherlands does not withhold tax on the interest of a saver who lives in the Netherlands.

What is the savings rate at ASN Bank?: At ASN Bank the highest effective annual rate for €16,800 is currently 1.31% on instant-access savings and 3.20% on a 10 years deposit. The table on this page has every offer with its rate and conditions.
Is my money safe at ASN Bank?: ASN Bank (ASN Bank N.V.) takes part in Nederlandse Depositogarantie (DGS). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
Do I pay withholding tax on interest from ASN Bank?: Netherlands does not withhold tax on the interest of a saver who lives in the Netherlands.
How do I open an account at ASN Bank?: You open an account with the bank itself, online.

Deposit guarantee and licence

Institution: ASN Bank N.V.
Status: Verified European deposit guarantee scheme
Scheme: Nederlandse Depositogarantie (DGS)
Guarantee: €100,000 per person per institution
Licence: DNB B0578
Verification: DNB-register Nederlandse depositogarantie
details
handmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026

Recent changes

Rate history RSS

6 Oct 2026, 07:13 · Rate upASN Bank – ASN Depositosparen (12 mo): 2.60% → 2.85%
6 Oct 2026, 07:13 · Rate upASN Bank – ASN Depositosparen (36 mo): 2.75% → 3.00%
6 Oct 2026, 07:13 · Rate upASN Bank – ASN Depositosparen (48 mo): 2.80% → 3.05%
6 Oct 2026, 07:13 · Rate upASN Bank – ASN Depositosparen (24 mo): 2.70% → 2.95%
6 Oct 2026, 07:13 · Rate upASN Bank – ASN Depositosparen (60 mo): 2.85% → 3.05%
15 Sep 2026, 21:31 · Rate upASN Bank – ASN Depositosparen (60 mo): 2.65% → 2.85%
15 Sep 2026, 21:31 · Rate upASN Bank – ASN Depositosparen (12 mo): 2.40% → 2.60%
15 Sep 2026, 21:31 · Rate upASN Bank – ASN Depositosparen (24 mo): 2.50% → 2.70%
15 Sep 2026, 21:31 · Rate upASN Bank – ASN Depositosparen (120 mo): 3.00% → 3.20%
15 Sep 2026, 21:31 · Rate upASN Bank – ASN Depositosparen (36 mo): 2.55% → 2.75%
15 Sep 2026, 21:31 · Rate upASN Bank – ASN Depositosparen (48 mo): 2.60% → 2.80%

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