Avarda Bank
- Offers
- 8
- Instant access
- 2.42%
- highest effective
- Deposit
- 3.25%
- highest effective
- Deposit guarantee
- Until 1.150.000 SEK (≈ €104,000)
- Sweden scheme
Offers from Avarda Bank
- Spaarrekening2.40% · 2.42% effective · since 20 Oct 2026€407interest per year
- Deposit 6 months2.95% · 2.97% effective · since 22 Oct 2026€499per year, annualised
- Deposit 1 year3.20% · 3.20% effective · since 22 Oct 2026€538interest per year
- Deposit 18 months3.20% · 3.21% effective · since 22 Oct 2026€539per year, annualised
- Deposit 2 years3.20% · 3.20% effective · since 1 Oct 2026€538per year, annualised
- Deposit 3 years3.20% · 3.20% effective · since 1 Oct 2026€538per year, annualised
- Deposit 4 years3.20% · 3.20% effective · since 1 Oct 2026€538per year, annualised
- Deposit 5 years3.25% · 3.25% effective€546per year, annualised
Saving at Avarda Bank
Avarda Bank is a bank from Sweden. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Avarda Bank in your name.
For €16,800 we list 1 instant-access account and 7 deposits from Avarda Bank, with terms from 6 months to 5 years. The best instant-access account, Spaarrekening, pays an effective 2.42% a year. The highest instant-access rate in our comparison is 3.04% right now. The best-paying deposit runs for 5 years at an effective 3.25% a year.
The lowest minimum deposit is €1.
Savings at Avarda Bank fall under Insättningsgarantin (Riksgälden), the statutory deposit guarantee scheme of Sweden, up to €104,000 per person. We checked that with the supervisor or the scheme itself. Sweden does not withhold tax on the interest of a saver who lives in the Netherlands.
- What is the savings rate at Avarda Bank?
- At Avarda Bank the highest effective annual rate for €16,800 is currently 2.42% on instant-access savings and 3.25% on a 5 years deposit. The table on this page has every offer with its rate and conditions.
- Is my money safe at Avarda Bank?
- Avarda Bank (Avarda Bank AB) takes part in Insättningsgarantin (Riksgälden). If the bank fails, that scheme repays your savings up to €104,000 per person, interest included.
- Do I pay withholding tax on interest from Avarda Bank?
- Sweden does not withhold tax on the interest of a saver who lives in the Netherlands.
- How do I open an account at Avarda Bank?
- From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Avarda Bank in your name.
Deposit guarantee and licence
- Institution
- Avarda Bank AB
- Status
- Verified European deposit guarantee scheme
- Scheme
- Insättningsgarantin (Riksgälden)
- Guarantee
- 1.150.000 SEK (≈ €104,000) per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Riksgälden
Recent changes
Rate historyRSS- 22 Oct 2026, 02:31 · Rate upAvarda Bank – Termijndeposito (12 mo): 3.15% → 3.20%
- 22 Oct 2026, 02:31 · Rate upAvarda Bank – Termijndeposito (6 mo): 2.90% → 2.95%
- 22 Oct 2026, 02:31 · Rate upAvarda Bank – Termijndeposito (18 mo): 3.15% → 3.20%
- 20 Oct 2026, 02:36 · Rate upAvarda Bank – Spaarrekening: 2.33% → 2.40%
- 20 Oct 2026, 02:36 · Rate upAvarda Bank – Termijndeposito (6 mo): 2.85% → 2.90%
- 20 Oct 2026, 02:36 · Rate upAvarda Bank – Termijndeposito (12 mo): 3.10% → 3.15%
- 15 Oct 2026, 02:16 · Rate upAvarda Bank – Spaarrekening: 2.30% → 2.33%
- 8 Oct 2026, 02:51 · Rate upAvarda Bank – Termijndeposito (6 mo): 2.80% → 2.85%
- 8 Oct 2026, 02:51 · Rate upAvarda Bank – Spaarrekening: 2.25% → 2.30%
- 1 Oct 2026, 02:46 · Rate upAvarda Bank – Termijndeposito (6 mo): 2.75% → 2.80%
- 1 Oct 2026, 02:46 · Rate upAvarda Bank – Termijndeposito (18 mo): 2.95% → 3.15%
- 1 Oct 2026, 02:46 · Rate upAvarda Bank – Termijndeposito (12 mo): 2.90% → 3.10%