Ayvens Bank
- Offers
- 6
- Instant access
- 2.32%
- highest effective
- Deposit
- 3.50%
- highest effective
- Deposit guarantee
- Until €100,000
- Netherlands scheme
Offers from Ayvens Bank
- Flexibel Sparen (Online Spaarrekening)3.25% · 2.32% effective · since 13 Oct 2026€385interest per year
- Deposit 1 year3.20% · 3.20% effective · since 28 Oct 2026€531interest per year
- Deposit 2 years3.30% · 3.30% effective · since 28 Oct 2026€548per year, annualised
- Deposit 3 years3.35% · 3.35% effective · since 28 Oct 2026€556per year, annualised
- Deposit 4 years3.40% · 3.40% effective · since 28 Oct 2026€564per year, annualised
- Deposit 5 years3.50% · 3.50% effective · since 28 Oct 2026€581per year, annualised
Saving at Ayvens Bank
Ayvens Bank is a bank from Netherlands, supervised by DNB. You open an account with the bank itself, online.
For €16,600 we list 1 instant-access account and 5 deposits from Ayvens Bank, with terms from 1 year to 5 years. The best instant-access account, Flexibel Sparen (Online Spaarrekening), pays an effective 2.32% a year. The highest instant-access rate in our comparison is 3.04% right now. The best-paying deposit runs for 5 years at an effective 3.50% a year.
The lowest minimum deposit is €1,000. 1 offer has a temporary promotional rate; the effective rate above already counts the lower rate that follows. 1 offer is for new customers only.
Savings at Ayvens Bank fall under Nederlandse Depositogarantie (DGS), the statutory deposit guarantee scheme of Netherlands, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Netherlands does not withhold tax on the interest of a saver who lives in the Netherlands.
- What is the savings rate at Ayvens Bank?
- At Ayvens Bank the highest effective annual rate for €16,600 is currently 2.32% on instant-access savings and 3.50% on a 5 years deposit. The table on this page has every offer with its rate and conditions.
- Is my money safe at Ayvens Bank?
- Ayvens Bank (Ayvens Bank N.V.) takes part in Nederlandse Depositogarantie (DGS). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
- Do I pay withholding tax on interest from Ayvens Bank?
- Netherlands does not withhold tax on the interest of a saver who lives in the Netherlands.
- How do I open an account at Ayvens Bank?
- You open an account with the bank itself, online.
Deposit guarantee and licence
- Institution
- Ayvens Bank N.V.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Nederlandse Depositogarantie (DGS)
- Guarantee
- €100,000 per person per institution
- Licence
- DNB B0154
- Verification
- DNB-register Nederlandse depositogarantiesource ↗ · 2 Sep 2026
details
handmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
Recent changes
Rate historyRSS- 29 Oct 2026, 00:46 · Rate upAyvens Bank – Deposito Sparen (36 mo): 2.95% → 3.35%
- 29 Oct 2026, 00:46 · Rate upAyvens Bank – Deposito Sparen (60 mo): 3.00% → 3.50%
- 29 Oct 2026, 00:46 · Rate upAyvens Bank – Deposito Sparen (48 mo): 3.10% → 3.40%
- 29 Oct 2026, 00:46 · Rate upAyvens Bank – Deposito Sparen (24 mo): 2.85% → 3.30%
- 29 Oct 2026, 00:46 · Rate upAyvens Bank – Deposito Sparen (12 mo): 2.75% → 3.20%
- 14 Oct 2026, 17:17 · DeactivatedAyvens Bank – Deposito Sparen 3m not found in 12 consecutive runs; deactivated
- 14 Oct 2026, 17:17 · DeactivatedAyvens Bank – Deposito Sparen 6m not found in 12 consecutive runs; deactivated
- 14 Oct 2026, 17:17 · DeactivatedAyvens Bank – Deposito Sparen 9m not found in 12 consecutive runs; deactivated
- 14 Oct 2026, 12:45 · Possibly goneAyvens Bank – Deposito Sparen 3m missing from the source (3 runs)
- 14 Oct 2026, 12:45 · Possibly goneAyvens Bank – Deposito Sparen 6m missing from the source (3 runs)
- 14 Oct 2026, 12:45 · Possibly goneAyvens Bank – Deposito Sparen 9m missing from the source (3 runs)
- 13 Oct 2026, 10:06 · Promotion startedAyvens Bank – Flexibel Sparen (Online Spaarrekening): promotional rate 3.25% started (base rate 1.85%)