What is the savings rate at Ayvens Bank?

At Ayvens Bank the highest effective annual rate for €50,000 is currently 1.85% on instant-access savings and 3.10% on a 4 years deposit. The table on this page has every offer with its rate and conditions.

Is my money safe at Ayvens Bank?

Ayvens Bank (Ayvens Bank N.V.) takes part in Nederlandse Depositogarantie (DGS). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.

Ayvens Bank

Ayvens Bank N.V. · Netherlands · supervised by DNB

Website

Offers: 9
Instant access: 1.85%; highest effective
Deposit: 3.10%; highest effective
Deposit guarantee: Until €100,000; Netherlands scheme

Offers from Ayvens Bank

Your amount€Calculated over

Product	Type	Rate	Effective	Your return
Flexibel Sparen (Online Spaarrekening)	Instant access	1.85%	1.85%	€925 interest per year	Details
Deposito Sparen	Deposit · 3 months	1.30%	1.31%	€653 per year, annualised	Details
Deposito Sparen	Deposit · 6 months	1.60%	1.61%	€803 per year, annualised	Details
Deposito Sparen	Deposit · 9 months	1.60%	1.60%	€802 per year, annualised

Saving at Ayvens Bank

Ayvens Bank is a bank from Netherlands, supervised by DNB. You open an account with the bank itself, online.

For €50,000 we list 1 instant-access account and 8 deposits from Ayvens Bank, with terms from 3 months to 5 years. The best instant-access account, Flexibel Sparen (Online Spaarrekening), pays an effective 1.85% a year. The highest instant-access rate in our comparison is 3.03% right now. The best-paying deposit runs for 4 years at an effective 3.10% a year.

The lowest minimum deposit is €1,000.

Savings at Ayvens Bank fall under Nederlandse Depositogarantie (DGS), the statutory deposit guarantee scheme of Netherlands, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Netherlands does not withhold tax on the interest of a saver who lives in the Netherlands.

What is the savings rate at Ayvens Bank?: At Ayvens Bank the highest effective annual rate for €50,000 is currently 1.85% on instant-access savings and 3.10% on a 4 years deposit. The table on this page has every offer with its rate and conditions.
Is my money safe at Ayvens Bank?: Ayvens Bank (Ayvens Bank N.V.) takes part in Nederlandse Depositogarantie (DGS). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
Do I pay withholding tax on interest from Ayvens Bank?: Netherlands does not withhold tax on the interest of a saver who lives in the Netherlands.
How do I open an account at Ayvens Bank?: You open an account with the bank itself, online.

Deposit guarantee and licence

Institution: Ayvens Bank N.V.
Status: Verified European deposit guarantee scheme
Scheme: Nederlandse Depositogarantie (DGS)
Guarantee: €100,000 per person per institution
Licence: DNB B0154
Verification: DNB-register Nederlandse depositogarantie
details
handmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026

Recent changes

Rate history RSS

14 Sep 2026, 14:26 · Rate upAyvens Bank – Deposito Sparen (36 mo): 2.65% → 2.95%
14 Sep 2026, 14:26 · Rate upAyvens Bank – Deposito Sparen (12 mo): 2.45% → 2.75%
14 Sep 2026, 14:26 · Rate upAyvens Bank – Deposito Sparen (24 mo): 2.55% → 2.85%
14 Sep 2026, 14:26 · Rate upAyvens Bank – Deposito Sparen (48 mo): 2.80% → 3.10%