What is the savings rate at Banca CF+?

At Banca CF+ the highest effective annual rate for €50,000 is currently 2.32% on instant-access savings and 3.05% on a 18 months deposit. The table on this page has every offer with its rate and conditions.

Is my money safe at Banca CF+?

Banca CF+ (Banca CF+ S.p.A.) takes part in Fondo Interbancario di Tutela dei Depositi (FITD). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.

Banca CF+

Banca CF+ S.p.A. · Italy

Website

Offers: 10
Instant access: 2.32%; highest effective
Deposit: 3.05%; highest effective
Deposit guarantee: Until €100,000; Italy scheme

Offers from Banca CF+

Your amount€Calculated over

Product	Type	Rate	Effective	Your return
Spaarrekening met voorwaarden via Raisin	Instant access	2.30%	2.32%	€1,160 interest per year	Details
Termijndeposito via Raisin	Deposit · 1 month	2.30%	2.32%	€1,162 per year, annualised	Details
Termijndeposito via Raisin	Deposit · 3 months	2.25%	2.27%	€1,135 per year, annualised	Details
Termijndeposito via Raisin	Deposit · 6 months	2.30%	2.31%	€1,157 per year, annualised

Saving at Banca CF+

Banca CF+ is a bank from Italy. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Banca CF+ in your name.

For €50,000 we list 1 instant-access account and 9 deposits from Banca CF+, with terms from 1 month to 5 years. The best instant-access account, Spaarrekening met voorwaarden, pays an effective 2.32% a year. The highest instant-access rate in our comparison is 3.03% right now. The best-paying deposit runs for 18 months at an effective 3.05% a year.

The lowest minimum deposit is €1.

Savings at Banca CF+ fall under Fondo Interbancario di Tutela dei Depositi (FITD), the statutory deposit guarantee scheme of Italy, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Italy does not withhold tax on the interest of a saver who lives in the Netherlands.

What is the savings rate at Banca CF+?: At Banca CF+ the highest effective annual rate for €50,000 is currently 2.32% on instant-access savings and 3.05% on a 18 months deposit. The table on this page has every offer with its rate and conditions.
Is my money safe at Banca CF+?: Banca CF+ (Banca CF+ S.p.A.) takes part in Fondo Interbancario di Tutela dei Depositi (FITD). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
Do I pay withholding tax on interest from Banca CF+?: Italy does not withhold tax on the interest of a saver who lives in the Netherlands.
How do I open an account at Banca CF+?: From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Banca CF+ in your name.

Deposit guarantee and licence

Institution: Banca CF+ S.p.A.
Status: Verified European deposit guarantee scheme
Scheme: Fondo Interbancario di Tutela dei Depositi (FITD)
Guarantee: €100,000 per person per institution
Verification: Raisin wettelijke DGS-disclosure
details
Fondo Interbancario di Tutela dei Depositi
source ↗ · 18 Sep 2026

Recent changes

Rate history RSS

16 Sep 2026, 10:35 · Rate upBanca CF+ – Termijndeposito (1 mo): 2.25% → 2.30%
16 Sep 2026, 09:48 · Rate upBanca CF+ – Spaarrekening met voorwaarden: 2.25% → 2.30%
14 Sep 2026, 14:26 · Rate upBanca CF+ – Termijndeposito (1 mo): 2.20% → 2.25%
14 Sep 2026, 14:26 · Rate upBanca CF+ – Spaarrekening met voorwaarden: 2.20% → 2.25%

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