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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Banks and deposit guarantee

Banca Investis

BANCA INVESTIS S.p.A. · Italy
Website
Offers
5
Instant access
—
highest effective
Deposit
2.86%
highest effective
Deposit guarantee
Until €100,000
Italy scheme

Offers from Banca Investis

ProductTypeRateEffectiveYour return
Termijndeposito
via Raisin
Deposit · 1 month2.30%
▲ 0.1216 Sep 2026Rate over the last 365 days. Raised on 16 Sep 2026 from 2.18% to 2.30%.
2.32%€2,324
per year, annualised
Details
Termijndeposito
via Raisin
Deposit · 3 months2.50%
▲ 0.1316 Sep 2026Rate over the last 365 days. Raised on 16 Sep 2026 from 2.37% to 2.50%.
2.52%€2,524
per year, annualised
Details
Termijndeposito
via Raisin
Deposit · 6 months2.70%

Saving at Banca Investis

Banca Investis is a bank from Italy. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Banca Investis in your name.

For €100,000 we list 5 deposits from Banca Investis, with terms from 1 month to 1 year. The best-paying deposit runs for 1 year at an effective 2.86% a year.

The lowest minimum deposit is €50,000.

Savings at Banca Investis fall under Fondo Interbancario di Tutela dei Depositi (FITD), the statutory deposit guarantee scheme of Italy, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Italy does not withhold tax on the interest of a saver who lives in the Netherlands.

What is the savings rate at Banca Investis?
At Banca Investis the highest effective annual rate for €100,000 is currently 2.86% on a 1 year deposit. The table on this page has every offer with its rate and conditions.
Is my money safe at Banca Investis?
Banca Investis (BANCA INVESTIS S.p.A.) takes part in Fondo Interbancario di Tutela dei Depositi (FITD). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
Do I pay withholding tax on interest from Banca Investis?
Italy does not withhold tax on the interest of a saver who lives in the Netherlands.
How do I open an account at Banca Investis?
From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Banca Investis in your name.

Deposit guarantee and licence

Institution
BANCA INVESTIS S.p.A.
Status
Verified European deposit guarantee scheme
Scheme
Fondo Interbancario di Tutela dei Depositi (FITD)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFondo Interbancario di Tutela dei Depositi
source ↗ · 18 Sep 2026

Recent changes

Rate historyRSS
  • 16 Sep 2026, 09:48 · Rate upBanca Investis – Termijndeposito (12 mo): 2.65% → 2.86%
  • 16 Sep 2026, 09:48 · Rate upBanca Investis – Termijndeposito (1 mo): 2.18% → 2.30%
  • 16 Sep 2026, 09:48 · Rate upBanca Investis – Termijndeposito (9 mo): 2.55% → 2.70%
  • 16 Sep 2026, 09:48 · Rate upBanca Investis – Termijndeposito (6 mo): 2.52% → 2.70%
  • 16 Sep 2026, 09:48 · Rate upBanca Investis – Termijndeposito (3 mo): 2.37% → 2.50%
  • 14 Sep 2026, 14:26 · Rate up
▲ 0.1816 Sep 2026Rate over the last 365 days. Raised on 16 Sep 2026 from 2.52% to 2.70%.
2.72%
€2,718
per year, annualised
Details
Termijndeposito
via Raisin
Deposit · 9 months2.70%
▲ 0.1516 Sep 2026Rate over the last 365 days. Raised on 16 Sep 2026 from 2.55% to 2.70%.
2.71%€2,709
per year, annualised
Details
Termijndeposito
via Raisin
Deposit · 1 year2.86%
▲ 0.2116 Sep 2026Rate over the last 365 days. Raised on 16 Sep 2026 from 2.65% to 2.86%.
2.86%€2,860
interest per year
Details
  • Deposit 1 month2.30% · 2.32% effective · since 16 Sep 2026€2,324per year, annualised
  • Deposit 3 months2.50% · 2.52% effective · since 16 Sep 2026€2,524per year, annualised
  • Deposit 6 months2.70% · 2.72% effective · since 16 Sep 2026€2,718per year, annualised
  • Deposit 9 months2.70% · 2.71% effective · since 16 Sep 2026€2,709per year, annualised
  • Deposit 1 year2.86% · 2.86% effective · since 16 Sep 2026€2,860interest per year
Banca Investis – Termijndeposito (12 mo): 2.61% → 2.65%
  • 14 Sep 2026, 14:26 · Rate upBanca Investis – Termijndeposito (3 mo): 2.20% → 2.37%
  • 14 Sep 2026, 14:26 · Rate upBanca Investis – Termijndeposito (9 mo): 2.40% → 2.55%
  • 14 Sep 2026, 14:26 · Rate upBanca Investis – Termijndeposito (1 mo): 2.11% → 2.18%
  • 14 Sep 2026, 14:26 · Rate upBanca Investis – Termijndeposito (6 mo): 2.45% → 2.52%
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