BankB
- Offers
- 10
- Instant access
- 2.17%
- highest effective
- Deposit
- 3.75%
- highest effective
- Deposit guarantee
- Until €100,000
- Belgium scheme
Offers from BankB
- Spaarrekening2.15% · 2.17% effective · since 29 Oct 2026€543interest per year
- Deposit 3 months1.50% · 1.51% effective€377per year, annualised
- Deposit 1 year1.50% · 1.50% effective€375interest per year
- Deposit 2 years1.50% · 1.50% effective€375per year, annualised
- Deposit 3 years2.30% · 2.30% effective€575per year, annualised
- Deposit 4 years3.05% · 3.05% effective€763per year, annualised
- Deposit 5 years3.40% · 3.40% effective€850per year, annualised
- Deposit 7 years3.75% · 3.75% effective · since 14 Sep 2026€938per year, annualised
- Deposit 8 years3.75% · 3.75% effective · since 14 Sep 2026€938per year, annualised
- Deposit 10 years3.75% · 3.75% effective · since 14 Sep 2026€938per year, annualised
Saving at BankB
BankB is a bank from Belgium. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at BankB in your name.
For €25,000 we list 1 instant-access account and 9 deposits from BankB, with terms from 3 months to 10 years. The best instant-access account, Spaarrekening, pays an effective 2.17% a year. The highest instant-access rate in our comparison is 3.04% right now. The best-paying deposit runs for 7 years at an effective 3.75% a year.
The lowest minimum deposit is €1,000.
Savings at BankB fall under Garantiefonds voor financiële diensten, the statutory deposit guarantee scheme of Belgium, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Belgium withholds 30.00% tax on interest by default; as a resident of the Netherlands you bring that down to 0% with a form.
- What is the savings rate at BankB?
- At BankB the highest effective annual rate for €25,000 is currently 2.17% on instant-access savings and 3.75% on a 7 years deposit. The table on this page has every offer with its rate and conditions.
- Is my money safe at BankB?
- BankB (BankB N.V.) takes part in Garantiefonds voor financiële diensten. If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
- Do I pay withholding tax on interest from BankB?
- Belgium withholds 30.00% tax on interest by default; as a resident of the Netherlands you bring that down to 0% with a form.
- How do I open an account at BankB?
- From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at BankB in your name.
Deposit guarantee and licence
- Institution
- BankB N.V.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Garantiefonds voor financiële diensten
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Garantiefonds voor financiële diensten - Federale Overheidsdienst Financiën - Algemene Administratie van de Thesaurie
Recent changes
Rate historyRSS- 29 Oct 2026, 05:32 · Rate upBankB – Spaarrekening: 1.75% → 2.15%
- 14 Sep 2026, 14:26 · Rate upBankB – Termijndeposito (96 mo): 3.60% → 3.75%
- 14 Sep 2026, 14:26 · Rate upBankB – Termijndeposito (120 mo): 2.50% → 3.75%
- 14 Sep 2026, 14:26 · Rate upBankB – Termijndeposito (84 mo): 3.60% → 3.75%