BluOr Bank
BluOr Bank AS · Latvia
- Offers
- 5
- Instant access
- —
- highest effective
- Deposit
- 3.30%
- highest effective
- Deposit guarantee
- Until €100,000
- Latvia scheme
Offers from BluOr Bank
- Deposit 6 months2.85% · 2.87% effective€476per year, annualised
- Deposit 9 months2.90% · 2.91% effective · since 12 Oct 2026€483per year, annualised
- Deposit 1 year3.20% · 3.20% effective · since 19 Oct 2026€531interest per year
- Deposit 2 years3.35% · 3.30% effective€547per year, annualised
- Deposit 3 years2.00% · 1.96% effective€326per year, annualised
Saving at BluOr Bank
BluOr Bank is a bank from Latvia. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at BluOr Bank in your name.
For €16,600 we list 5 deposits from BluOr Bank, with terms from 6 months to 3 years. The best-paying deposit runs for 2 years at an effective 3.30% a year.
The lowest minimum deposit is €10,000.
Savings at BluOr Bank fall under Noguldījumu garantiju fonds (Latvijas Banka), the statutory deposit guarantee scheme of Latvia, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Latvia withholds 25.50% tax on interest; with a certificate of tax residence that becomes 10.00% for a resident of the Netherlands.
- What is the savings rate at BluOr Bank?
- At BluOr Bank the highest effective annual rate for €16,600 is currently 3.30% on a 2 years deposit. The table on this page has every offer with its rate and conditions.
- Is my money safe at BluOr Bank?
- BluOr Bank (BluOr Bank AS) takes part in Noguldījumu garantiju fonds (Latvijas Banka). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
- Do I pay withholding tax on interest from BluOr Bank?
- Latvia withholds 25.50% tax on interest; with a certificate of tax residence that becomes 10.00% for a resident of the Netherlands.
- How do I open an account at BluOr Bank?
- From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at BluOr Bank in your name.
Deposit guarantee and licence
- Institution
- BluOr Bank AS
- Status
- Verified European deposit guarantee scheme
- Scheme
- Noguldījumu garantiju fonds (Latvijas Banka)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Latvijas Banka
Recent changes
Rate historyRSS- 19 Oct 2026, 02:44 · Rate downBluOr Bank – Termijndeposito (12 mo): 3.30% → 3.20%
- 12 Oct 2026, 02:22 · Rate downBluOr Bank – Termijndeposito (12 mo): 3.35% → 3.30%
- 12 Oct 2026, 02:22 · Rate downBluOr Bank – Termijndeposito (9 mo): 3.03% → 2.90%
- 5 Oct 2026, 02:33 · Rate downBluOr Bank – Termijndeposito (12 mo): 3.45% → 3.35%
- 14 Sep 2026, 14:26 · Rate upBluOr Bank – Termijndeposito (12 mo): 3.35% → 3.45%
E-mail me when this changes
As soon as a rate or offer from BluOr Bank changes, you get one e-mail. Every mail has a one-click unsubscribe link.