BTG Pactual

BTG Pactual is a bank from Luxembourg. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at BTG Pactual in your name.

For €50,000 we list 13 deposits from BTG Pactual, with terms from 3 months to 10 years. The best-paying deposit runs for 10 years at an effective 3.17% a year.

The lowest minimum deposit is €5,000.

Savings at BTG Pactual fall under Fonds de garantie des dépôts Luxembourg (FGDL), the statutory deposit guarantee scheme of Luxembourg, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Luxembourg does not withhold tax on the interest of a saver who lives in the Netherlands.