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BTG Pactual

BTG Pactual Europe S.A. · Luxembourg
Website
Offers
13
Instant access
—
highest effective
Deposit
3.17%
highest effective
Deposit guarantee
Until €100,000
Luxembourg scheme

Offers from BTG Pactual

Saving at BTG Pactual

BTG Pactual is a bank from Luxembourg. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at BTG Pactual in your name.

For €50,000 we list 13 deposits from BTG Pactual, with terms from 3 months to 10 years. The best-paying deposit runs for 10 years at an effective 3.17% a year.

The lowest minimum deposit is €5,000.

Savings at BTG Pactual fall under Fonds de garantie des dépôts Luxembourg (FGDL), the statutory deposit guarantee scheme of Luxembourg, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Luxembourg does not withhold tax on the interest of a saver who lives in the Netherlands.

What is the savings rate at BTG Pactual?
At BTG Pactual the highest effective annual rate for €50,000 is currently 3.17% on a 10 years deposit. The table on this page has every offer with its rate and conditions.
Is my money safe at BTG Pactual?
BTG Pactual (BTG Pactual Europe S.A.) takes part in Fonds de garantie des dépôts Luxembourg (FGDL). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
Do I pay withholding tax on interest from BTG Pactual?
Luxembourg does not withhold tax on the interest of a saver who lives in the Netherlands.
How do I open an account at BTG Pactual?
From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at BTG Pactual in your name.

Deposit guarantee and licence

Institution
BTG Pactual Europe S.A.
Status
Verified European deposit guarantee scheme
Scheme
Fonds de garantie des dépôts Luxembourg (FGDL)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFonds de garantie des dépôts Luxembourg
 source ↗ · 2 Nov 2026

Recent changes

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