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Spaarradar

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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Banks and deposit guarantee

BW-Bank

Baden-Württembergische Bank unselbstständige Anstalt der Landesbank Baden-Württemberg · Germany
Website
Offers
1
Instant access
2.22%
highest effective
Deposit
—
highest effective
Deposit guarantee
Until €100,000
Germany scheme

Offers from BW-Bank

ProductTypeRateEffectiveYour return
Spaarrekening
via Raisin
Instant access2.20%
2.22%€368
interest per year
Details
  • Spaarrekening2.20% · 2.22% effective€368interest per year

Saving at BW-Bank

BW-Bank is a brand of Baden-Württembergische Bank unselbstständige Anstalt der Landesbank Baden-Württemberg, a bank from Germany. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at BW-Bank in your name.

For €16,600 we list 1 instant-access account from BW-Bank. The best instant-access account, Spaarrekening, pays an effective 2.22% a year. The highest instant-access rate in our comparison is 3.04% right now.

The lowest minimum deposit is €1.

Savings at BW-Bank fall under Sicherungssystem der Sparkassen-Finanzgruppe, the statutory deposit guarantee scheme of Germany, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Germany does not withhold tax on the interest of a saver who lives in the Netherlands.

What is the savings rate at BW-Bank?
At BW-Bank the highest effective annual rate for €16,600 is currently 2.22% on instant-access savings. The table on this page has every offer with its rate and conditions.
Is my money safe at BW-Bank?
BW-Bank (Baden-Württembergische Bank unselbstständige Anstalt der Landesbank Baden-Württemberg) takes part in Sicherungssystem der Sparkassen-Finanzgruppe. If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
Do I pay withholding tax on interest from BW-Bank?
Germany does not withhold tax on the interest of a saver who lives in the Netherlands.
How do I open an account at BW-Bank?
From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at BW-Bank in your name.

Deposit guarantee and licence

Institution
Baden-Württembergische Bank unselbstständige Anstalt der Landesbank Baden-Württemberg
Status
Verified European deposit guarantee scheme
Scheme
Sicherungssystem der Sparkassen-Finanzgruppe
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsSicherungssystem der Sparkassen-Finanzgruppe
source ↗ · 18 Sep 2026

Recent changes

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No changes seen since we started following BW-Bank .

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