BW-Bank
- Offers
- 1
- Instant access
- 2.28%
- highest effective
- Deposit
- —
- highest effective
- Deposit guarantee
- Until €100,000
- Germany scheme
Offers from BW-Bank
Saving at BW-Bank
BW-Bank is a brand of Baden-Württembergische Bank unselbstständige Anstalt der Landesbank Baden-Württemberg, a bank from Germany. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at BW-Bank in your name.
For €25,000 we list 1 instant-access account from BW-Bank. The best instant-access account, Spaarrekening, pays an effective 2.28% a year. The highest instant-access rate in our comparison is 3.04% right now.
The lowest minimum deposit is €1.
Savings at BW-Bank fall under Sicherungssystem der Sparkassen-Finanzgruppe, the statutory deposit guarantee scheme of Germany, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Germany does not withhold tax on the interest of a saver who lives in the Netherlands.
- What is the savings rate at BW-Bank?
- At BW-Bank the highest effective annual rate for €25,000 is currently 2.28% on instant-access savings. The table on this page has every offer with its rate and conditions.
- Is my money safe at BW-Bank?
- BW-Bank (Baden-Württembergische Bank unselbstständige Anstalt der Landesbank Baden-Württemberg) takes part in Sicherungssystem der Sparkassen-Finanzgruppe. If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
- Do I pay withholding tax on interest from BW-Bank?
- Germany does not withhold tax on the interest of a saver who lives in the Netherlands.
- How do I open an account at BW-Bank?
- From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at BW-Bank in your name.
Deposit guarantee and licence
- Institution
- Baden-Württembergische Bank unselbstständige Anstalt der Landesbank Baden-Württemberg
- Status
- Verified European deposit guarantee scheme
- Scheme
- Sicherungssystem der Sparkassen-Finanzgruppe
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Sicherungssystem der Sparkassen-Finanzgruppe
Recent changes
Rate historyRSS- 1 Oct 2026, 02:46 · Rate upBW-Bank – Spaarrekening: 2.20% → 2.26%