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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Banks and deposit guarantee

Coop Pank

Coop Pank AS · Estonia
Website
Offers
5
Instant access
—
highest effective
Deposit
3.10%
highest effective
Deposit guarantee
Until €100,000
Estonia scheme

Offers from Coop Pank

ProductTypeRateEffectiveYour return
Termijndeposito
via Raisin
Deposit · 6 months2.86%
▲ 0.1414 Sep 2026Rate over the last 365 days. Raised on 14 Sep 2026 from 2.72% to 2.86%.
2.88%€288
per year, annualised
Details
Termijndeposito
via Raisin
Deposit · 9 months2.88%
▲ 0.0714 Sep 2026Rate over the last 365 days. Raised on 14 Sep 2026 from 2.81% to 2.88%.
2.89%€289
per year, annualised
Details
Termijndeposito
via Raisin
Deposit · 1 year3.01%

Saving at Coop Pank

Coop Pank is a bank from Estonia. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Coop Pank in your name.

For €10,000 we list 5 deposits from Coop Pank, with terms from 6 months to 3 years. The best-paying deposit runs for 2 years at an effective 3.10% a year.

The lowest minimum deposit is €5,000.

Savings at Coop Pank fall under Tagatisfond – Hoiuste tagamise osafond, the statutory deposit guarantee scheme of Estonia, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Estonia does not withhold tax on the interest of a saver who lives in the Netherlands.

What is the savings rate at Coop Pank?
At Coop Pank the highest effective annual rate for €10,000 is currently 3.10% on a 2 years deposit. The table on this page has every offer with its rate and conditions.
Is my money safe at Coop Pank?
Coop Pank (Coop Pank AS) takes part in Tagatisfond – Hoiuste tagamise osafond. If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
Do I pay withholding tax on interest from Coop Pank?
Estonia does not withhold tax on the interest of a saver who lives in the Netherlands.
How do I open an account at Coop Pank?
From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Coop Pank in your name.

Deposit guarantee and licence

Institution
Coop Pank AS
Status
Verified European deposit guarantee scheme
Scheme
Tagatisfond – Hoiuste tagamise osafond
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsTagatisfond ("TF")
source ↗ · 18 Sep 2026

Recent changes

Rate historyRSS
  • 14 Sep 2026, 14:26 · Rate upCoop Pank – Termijndeposito (9 mo): 2.81% → 2.88%
  • 14 Sep 2026, 14:26 · Rate upCoop Pank – Termijndeposito (12 mo): 2.95% → 3.01%
  • 14 Sep 2026, 14:26 · Rate upCoop Pank – Termijndeposito (6 mo): 2.72% → 2.86%
  • 14 Sep 2026, 14:26 · Rate upCoop Pank – Termijndeposito (36 mo): 3.03% → 3.15%
  • 14 Sep 2026, 14:26 · Rate upCoop Pank – Termijndeposito (24 mo): 2.98% → 3.15%
▲ 0.0614 Sep 2026Rate over the last 365 days. Raised on 14 Sep 2026 from 2.95% to 3.01%.
3.01%
€301
interest per year
Details
Termijndeposito
via Raisin
Deposit · 2 years3.15%
▲ 0.1714 Sep 2026Rate over the last 365 days. Raised on 14 Sep 2026 from 2.98% to 3.15%.
3.10%€310
per year, annualised
Details
Termijndeposito
via Raisin
Deposit · 3 years3.15%
▲ 0.1214 Sep 2026Rate over the last 365 days. Raised on 14 Sep 2026 from 3.03% to 3.15%.
3.06%€306
per year, annualised
Details
  • Deposit 6 months2.86% · 2.88% effective · since 14 Sep 2026€288per year, annualised
  • Deposit 9 months2.88% · 2.89% effective · since 14 Sep 2026€289per year, annualised
  • Deposit 1 year3.01% · 3.01% effective · since 14 Sep 2026€301interest per year
  • Deposit 2 years3.15% · 3.10% effective · since 14 Sep 2026€310per year, annualised
  • Deposit 3 years3.15% · 3.06% effective · since 14 Sep 2026€306per year, annualised
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