Creditplus Bank
Creditplus Bank AG · Germany
- Offers
- 5
- Instant access
- —
- highest effective
- Deposit
- 3.35%
- highest effective
- Deposit guarantee
- Until €100,000
- Germany scheme
Offers from Creditplus Bank
- Deposit 3 months2.55% · 2.57% effective · since 2 Nov 2026€427per year, annualised
- Deposit 6 months2.90% · 2.92% effective · since 2 Nov 2026€485per year, annualised
- Deposit 9 months2.95% · 2.96% effective · since 2 Nov 2026€491per year, annualised
- Deposit 1 year3.20% · 3.20% effective · since 2 Nov 2026€531interest per year
- Deposit 2 years3.35% · 3.35% effective · since 2 Nov 2026€556per year, annualised
Saving at Creditplus Bank
Creditplus Bank is a bank from Germany. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Creditplus Bank in your name.
For €16,600 we list 5 deposits from Creditplus Bank, with terms from 3 months to 2 years. The best-paying deposit runs for 2 years at an effective 3.35% a year.
The lowest minimum deposit is €1,000.
Savings at Creditplus Bank fall under Entschädigungseinrichtung deutscher Banken GmbH (EdB), the statutory deposit guarantee scheme of Germany, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Germany does not withhold tax on the interest of a saver who lives in the Netherlands.
- What is the savings rate at Creditplus Bank?
- At Creditplus Bank the highest effective annual rate for €16,600 is currently 3.35% on a 2 years deposit. The table on this page has every offer with its rate and conditions.
- Is my money safe at Creditplus Bank?
- Creditplus Bank (Creditplus Bank AG) takes part in Entschädigungseinrichtung deutscher Banken GmbH (EdB). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
- Do I pay withholding tax on interest from Creditplus Bank?
- Germany does not withhold tax on the interest of a saver who lives in the Netherlands.
- How do I open an account at Creditplus Bank?
- From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Creditplus Bank in your name.
Deposit guarantee and licence
- Institution
- Creditplus Bank AG
- Status
- Verified European deposit guarantee scheme
- Scheme
- Entschädigungseinrichtung deutscher Banken GmbH (EdB)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Entschädigungseinrichtung deutscher Banken GmbH (EdB)
Recent changes
Rate historyRSS- 2 Nov 2026, 04:15 · Rate upCreditplus Bank – Termijndeposito (6 mo): 2.80% → 2.90%
- 2 Nov 2026, 04:15 · Rate upCreditplus Bank – Termijndeposito (24 mo): 3.30% → 3.35%
- 2 Nov 2026, 04:15 · Rate upCreditplus Bank – Termijndeposito (3 mo): 2.50% → 2.55%
- 2 Nov 2026, 04:15 · Rate upCreditplus Bank – Termijndeposito (12 mo): 3.10% → 3.20%
- 2 Nov 2026, 04:15 · Rate upCreditplus Bank – Termijndeposito (9 mo): 2.85% → 2.95%
- 20 Oct 2026, 02:36 · Rate upCreditplus Bank – Termijndeposito (6 mo): 2.70% → 2.80%
- 20 Oct 2026, 02:36 · Rate upCreditplus Bank – Termijndeposito (9 mo): 2.70% → 2.85%
- 20 Oct 2026, 02:36 · Rate upCreditplus Bank – Termijndeposito (12 mo): 3.05% → 3.10%
- 20 Oct 2026, 02:36 · Rate upCreditplus Bank – Termijndeposito (24 mo): 3.15% → 3.30%
- 12 Oct 2026, 09:33 · NewNew: Creditplus Bank – Termijndeposito (9 mo) 2.70%
- 12 Oct 2026, 02:22 · Rate upCreditplus Bank – Termijndeposito (12 mo): 3.00% → 3.05%
- 12 Oct 2026, 02:22 · Rate upCreditplus Bank – Termijndeposito (24 mo): 3.05% → 3.15%
E-mail me when this changes
As soon as a rate or offer from Creditplus Bank changes, you get one e-mail. Every mail has a one-click unsubscribe link.