Deutsche Bausparkasse Badenia
Deutsche Bausparkasse Badenia AG · Germany
- Offers
- 7
- Instant access
- —
- highest effective
- Deposit
- 3.91%
- highest effective
- Deposit guarantee
- Until €100,000
- Germany scheme
Offers from Deutsche Bausparkasse Badenia
- Deposit 1 year2.90% · 2.90% effective · since 15 Oct 2026€2,900interest per year
- Deposit 5 years3.00% · 3.00% effective€3,000per year, annualised
- Deposit 6 years3.50% · 3.50% effective · since 28 Sep 2026€3,500per year, annualised
- Deposit 7 years3.70% · 3.70% effective · since 15 Oct 2026€3,700per year, annualised
- Deposit 8 years3.75% · 3.75% effective · since 28 Sep 2026€3,750per year, annualised
- Deposit 9 years3.75% · 3.75% effective · since 28 Sep 2026€3,750per year, annualised
- Deposit 10 years3.91% · 3.91% effective · since 27 Oct 2026€3,910per year, annualised
Saving at Deutsche Bausparkasse Badenia
Deutsche Bausparkasse Badenia is a bank from Germany. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Deutsche Bausparkasse Badenia in your name.
For €100,000 we list 7 deposits from Deutsche Bausparkasse Badenia, with terms from 1 year to 10 years. The best-paying deposit runs for 10 years at an effective 3.91% a year.
The lowest minimum deposit is €5,000.
Savings at Deutsche Bausparkasse Badenia fall under Entschädigungseinrichtung deutscher Banken GmbH (EdB), the statutory deposit guarantee scheme of Germany, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Germany does not withhold tax on the interest of a saver who lives in the Netherlands.
- What is the savings rate at Deutsche Bausparkasse Badenia?
- At Deutsche Bausparkasse Badenia the highest effective annual rate for €100,000 is currently 3.91% on a 10 years deposit. The table on this page has every offer with its rate and conditions.
- Is my money safe at Deutsche Bausparkasse Badenia?
- Deutsche Bausparkasse Badenia (Deutsche Bausparkasse Badenia AG) takes part in Entschädigungseinrichtung deutscher Banken GmbH (EdB). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
- Do I pay withholding tax on interest from Deutsche Bausparkasse Badenia?
- Germany does not withhold tax on the interest of a saver who lives in the Netherlands.
- How do I open an account at Deutsche Bausparkasse Badenia?
- From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Deutsche Bausparkasse Badenia in your name.
Deposit guarantee and licence
- Institution
- Deutsche Bausparkasse Badenia AG
- Status
- Verified European deposit guarantee scheme
- Scheme
- Entschädigungseinrichtung deutscher Banken GmbH (EdB)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Entschädigungseinrichtung deutscher Banken GmbH (EdB)
Recent changes
Rate historyRSS- 27 Oct 2026, 01:13 · Rate upDeutsche Bausparkasse Badenia – Termijndeposito (120 mo): 3.90% → 3.91%
- 15 Oct 2026, 02:16 · Rate downDeutsche Bausparkasse Badenia – Termijndeposito (84 mo): 3.75% → 3.70%
- 15 Oct 2026, 02:16 · Rate downDeutsche Bausparkasse Badenia – Termijndeposito (12 mo): 3.00% → 2.90%
- 8 Oct 2026, 02:51 · Rate upDeutsche Bausparkasse Badenia – Termijndeposito (120 mo): 3.85% → 3.90%
- 28 Sep 2026, 02:24 · Rate upDeutsche Bausparkasse Badenia – Termijndeposito (108 mo): 3.60% → 3.75%
- 28 Sep 2026, 02:24 · Rate upDeutsche Bausparkasse Badenia – Termijndeposito (120 mo): 3.75% → 3.85%
- 28 Sep 2026, 02:24 · Rate upDeutsche Bausparkasse Badenia – Termijndeposito (12 mo): 2.90% → 3.00%
- 28 Sep 2026, 02:24 · Rate upDeutsche Bausparkasse Badenia – Termijndeposito (84 mo): 3.55% → 3.75%
- 28 Sep 2026, 02:24 · Rate upDeutsche Bausparkasse Badenia – Termijndeposito (96 mo): 3.55% → 3.75%
- 28 Sep 2026, 02:24 · Rate upDeutsche Bausparkasse Badenia – Termijndeposito (72 mo): 3.45% → 3.50%
- 23 Sep 2026, 02:41 · Rate upDeutsche Bausparkasse Badenia – Termijndeposito (96 mo): 3.50% → 3.55%
- 23 Sep 2026, 02:41 · Rate upDeutsche Bausparkasse Badenia – Termijndeposito (108 mo): 3.50% → 3.60%
E-mail me when this changes
As soon as a rate or offer from Deutsche Bausparkasse Badenia changes, you get one e-mail. Every mail has a one-click unsubscribe link.