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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Banks and deposit guarantee

Deutsche Bausparkasse Badenia

Deutsche Bausparkasse Badenia AG · Germany
Website
Offers
7
Instant access
—
highest effective
Deposit
3.70%
highest effective
Deposit guarantee
Until €100,000
Germany scheme

Offers from Deutsche Bausparkasse Badenia

ProductTypeRateEffectiveYour return
Termijndeposito
via Raisin
Deposit · 1 year2.61%
2.61%€653
interest per year
Details
Termijndeposito
via Raisin
Deposit · 5 years3.00%
3.00%€750
per year, annualised
Details
Termijndeposito
via Raisin
Deposit · 6 years3.40%
3.40%€850
per year, annualised
Details
Termijndeposito
via Raisin
Deposit · 7 years3.40%
3.40%

Saving at Deutsche Bausparkasse Badenia

Deutsche Bausparkasse Badenia is a bank from Germany. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Deutsche Bausparkasse Badenia in your name.

For €25,000 we list 7 deposits from Deutsche Bausparkasse Badenia, with terms from 1 year to 10 years. The best-paying deposit runs for 10 years at an effective 3.70% a year.

The lowest minimum deposit is €5,000.

Savings at Deutsche Bausparkasse Badenia fall under Entschädigungseinrichtung deutscher Banken GmbH (EdB), the statutory deposit guarantee scheme of Germany, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Germany does not withhold tax on the interest of a saver who lives in the Netherlands.

What is the savings rate at Deutsche Bausparkasse Badenia?
At Deutsche Bausparkasse Badenia the highest effective annual rate for €25,000 is currently 3.70% on a 10 years deposit. The table on this page has every offer with its rate and conditions.
Is my money safe at Deutsche Bausparkasse Badenia?
Deutsche Bausparkasse Badenia (Deutsche Bausparkasse Badenia AG) takes part in Entschädigungseinrichtung deutscher Banken GmbH (EdB). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
Do I pay withholding tax on interest from Deutsche Bausparkasse Badenia?
Germany does not withhold tax on the interest of a saver who lives in the Netherlands.
How do I open an account at Deutsche Bausparkasse Badenia?
From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Deutsche Bausparkasse Badenia in your name.

Deposit guarantee and licence

Institution
Deutsche Bausparkasse Badenia AG
Status
Verified European deposit guarantee scheme
Scheme
Entschädigungseinrichtung deutscher Banken GmbH (EdB)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsEntschädigungseinrichtung deutscher Banken GmbH (EdB)
source ↗ · 18 Sep 2026

Recent changes

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€850
per year, annualised
Details
Termijndeposito
via Raisin
Deposit · 8 years3.50%
3.50%€875
per year, annualised
Details
Termijndeposito
via Raisin
Deposit · 9 years3.50%
3.50%€875
per year, annualised
Details
Termijndeposito
via Raisin
Deposit · 10 years3.70%
3.70%€925
per year, annualised
Details
  • Deposit 1 year2.61% · 2.61% effective€653interest per year
  • Deposit 5 years3.00% · 3.00% effective€750per year, annualised
  • Deposit 6 years3.40% · 3.40% effective€850per year, annualised
  • Deposit 7 years3.40% · 3.40% effective€850per year, annualised
  • Deposit 8 years3.50% · 3.50% effective€875per year, annualised
  • Deposit 9 years3.50% · 3.50% effective€875per year, annualised
  • Deposit 10 years3.70% · 3.70% effective€925per year, annualised