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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Banks and deposit guarantee

DHB Bank

DHB Bank N.V. · Netherlands · supervised by DNB
Website
Offers
24
Instant access
2.42%
highest effective
Deposit
3.25%
highest effective
Deposit guarantee
Until €100,000
Netherlands scheme

Offers from DHB Bank

ProductTypeRateEffectiveYour return
S@veOnlinerekeningInstant access3.00%
promo
▲ 0.45Rate over the last 365 days. Raised on 2 Sep 2026 from 2.55% to 3.00%.
2.42%€606
interest per year
Details
CombiSpaarrekening-onlineNotice period 99 days2.10%
2.10%€525
interest per year
Details
CombiSpaarrekening-onlineNotice period 66 days2.05%
2.05%

Saving at DHB Bank

DHB Bank is a bank from Netherlands, supervised by DNB. You open an account with the bank itself, online.

For €25,000 we list 1 instant-access account, 3 notice accounts and 20 deposits from DHB Bank, with terms from 3 months to 5 years. The best instant-access account, S@veOnlinerekening, pays an effective 2.42% a year. The highest instant-access rate in our comparison is 3.04% right now. With a notice period the highest is 2.10% (CombiSpaarrekening-online). The best-paying deposit runs for 5 years at an effective 3.25% a year.

The lowest minimum deposit is €500. 1 offer has a temporary promotional rate; the effective rate above already counts the lower rate that follows. 1 offer is for new customers only. Some rates require a current account with the bank as well.

Savings at DHB Bank fall under Nederlandse Depositogarantie (DGS), the statutory deposit guarantee scheme of Netherlands, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Netherlands does not withhold tax on the interest of a saver who lives in the Netherlands.

What is the savings rate at DHB Bank?
At DHB Bank the highest effective annual rate for €25,000 is currently 2.42% on instant-access savings, 2.10% with a notice period and 3.25% on a 5 years deposit. The table on this page has every offer with its rate and conditions.
Is my money safe at DHB Bank?
DHB Bank (DHB Bank N.V.) takes part in Nederlandse Depositogarantie (DGS). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
Do I pay withholding tax on interest from DHB Bank?
Netherlands does not withhold tax on the interest of a saver who lives in the Netherlands.
How do I open an account at DHB Bank?
You open an account with the bank itself, online.

Deposit guarantee and licence

Institution
DHB Bank N.V.
Status
Verified European deposit guarantee scheme
Scheme
Nederlandse Depositogarantie (DGS)
Guarantee
€100,000 per person per institution
Licence
DNB B0548
Verification
DNB-register Nederlandse depositogarantie
detailshandmatig gecontroleerd in de browser op 2026-09-02; het register weigert geautomatiseerde toegang
source ↗ · 2 Sep 2026

Recent changes

Rate historyRSS
  • 15 Sep 2026, 15:59 · Rate upDHB Bank – Solidextra Depositorekening (36 mo): 2.70% → 3.05%
  • 15 Sep 2026, 15:59 · Rate upDHB Bank – Solidextra Depositorekening (24 mo): 2.65% → 3.00%
  • 15 Sep 2026, 15:59 · Rate upDHB Bank – Solidextra Depositorekening (60 mo): 2.80% → 3.15%
  • 15 Sep 2026, 15:59 · Rate upDHB Bank – Solidextra Depositorekening (48 mo): 2.75% → 3.10%
  • 15 Sep 2026, 15:59 · Rate up
€513
interest per year
Details
CombiSpaarrekening-onlineNotice period 33 days2.00%
▲ 0.20Rate over the last 365 days. Raised on 2 Sep 2026 from 1.80% to 2.00%.
2.00%€500
interest per year
Details
MaxiSpaarrekeningDeposit · 3 months2.10%
2.12%€529
per year, annualised
Details
DepositorekeningDeposit · 3 months2.00%
▲ 0.15Rate over the last 365 days. Raised on 2 Sep 2026 from 1.85% to 2.00%.
2.02%€504
per year, annualised
Details
MaxiSpaarrekeningDeposit · 6 months2.20%
2.21%€553
per year, annualised
Details
DepositorekeningDeposit · 6 months2.10%
▲ 0.15Rate over the last 365 days. Raised on 2 Sep 2026 from 1.95% to 2.10%.
2.11%€528
per year, annualised
Details
MaxiSpaarrekeningDeposit · 9 months2.35%
2.36%€589
per year, annualised
Details
DepositorekeningDeposit · 9 months2.25%
▲ 0.15Rate over the last 365 days. Raised on 2 Sep 2026 from 2.10% to 2.25%.
2.26%€564
per year, annualised
Details
MaxiSpaarrekeningDeposit · 1 year2.85%
▲ 0.3015 Sep 2026Rate over the last 365 days. Raised on 15 Sep 2026 from 2.55% to 2.85%.
2.85%€713
interest per year
Details
DepositorekeningDeposit · 1 year2.75%
▲ 0.30Rate over the last 365 days. Raised on 15 Sep 2026 from 2.45% to 2.75%.
2.75%€688
interest per year
Details
MaxiSpaarrekeningDeposit · 2 years3.10%
▲ 0.3515 Sep 2026Rate over the last 365 days. Raised on 15 Sep 2026 from 2.75% to 3.10%.
3.10%€775
per year, annualised
Details
Solidextra DepositorekeningDeposit · 2 years3.00%
▲ 0.3515 Sep 2026Rate over the last 365 days. Raised on 15 Sep 2026 from 2.65% to 3.00%.
3.00%€750
per year, annualised
Details
DepositorekeningDeposit · 2 years3.00%
▲ 0.35Rate over the last 365 days. Raised on 15 Sep 2026 from 2.65% to 3.00%.
3.00%€750
per year, annualised
Details
MaxiSpaarrekeningDeposit · 3 years3.15%
▲ 0.35Rate over the last 365 days. Raised on 15 Sep 2026 from 2.80% to 3.15%.
3.15%€788
per year, annualised
Details
Solidextra DepositorekeningDeposit · 3 years3.05%
▲ 0.3515 Sep 2026Rate over the last 365 days. Raised on 15 Sep 2026 from 2.70% to 3.05%.
3.05%€763
per year, annualised
Details
DepositorekeningDeposit · 3 years3.05%
▲ 0.3515 Sep 2026Rate over the last 365 days. Raised on 15 Sep 2026 from 2.70% to 3.05%.
3.05%€763
per year, annualised
Details
MaxiSpaarrekeningDeposit · 4 years3.20%
▲ 0.3515 Sep 2026Rate over the last 365 days. Raised on 15 Sep 2026 from 2.85% to 3.20%.
3.20%€800
per year, annualised
Details
Solidextra DepositorekeningDeposit · 4 years3.10%
▲ 0.35Rate over the last 365 days. Raised on 15 Sep 2026 from 2.75% to 3.10%.
3.10%€775
per year, annualised
Details
DepositorekeningDeposit · 4 years3.10%
▲ 0.3515 Sep 2026Rate over the last 365 days. Raised on 15 Sep 2026 from 2.75% to 3.10%.
3.10%€775
per year, annualised
Details
MaxiSpaarrekeningDeposit · 5 years3.25%
▲ 0.3515 Sep 2026Rate over the last 365 days. Raised on 15 Sep 2026 from 2.90% to 3.25%.
3.25%€813
per year, annualised
Details
Solidextra DepositorekeningDeposit · 5 years3.15%
▲ 0.35Rate over the last 365 days. Raised on 15 Sep 2026 from 2.80% to 3.15%.
3.15%€788
per year, annualised
Details
DepositorekeningDeposit · 5 years3.15%
▲ 0.3515 Sep 2026Rate over the last 365 days. Raised on 15 Sep 2026 from 2.80% to 3.15%.
3.15%€788
per year, annualised
Details
  • S@veOnlinerekening3.00% · 2.42% effective · since 2 Sep 2026€606interest per year
  • CombiSpaarrekening-online2.10% · 2.10% effective€525interest per year
  • CombiSpaarrekening-online2.05% · 2.05% effective€513interest per year
  • CombiSpaarrekening-online2.00% · 2.00% effective · since 2 Sep 2026€500interest per year
  • Deposit 3 months2.10% · 2.12% effective€529per year, annualised
  • Deposit 3 months2.00% · 2.02% effective · since 2 Sep 2026€504per year, annualised
  • Deposit 6 months2.20% · 2.21% effective€553per year, annualised
  • Deposit 6 months2.10% · 2.11% effective · since 2 Sep 2026€528per year, annualised
  • Deposit 9 months2.35% · 2.36% effective€589per year, annualised
  • Deposit 9 months2.25% · 2.26% effective · since 2 Sep 2026€564per year, annualised
  • Deposit 1 year2.85% · 2.85% effective · since 15 Sep 2026€713interest per year
  • Deposit 1 year2.75% · 2.75% effective · since 15 Sep 2026€688interest per year
  • Deposit 2 years3.10% · 3.10% effective · since 15 Sep 2026€775per year, annualised
  • Deposit 2 years3.00% · 3.00% effective · since 15 Sep 2026€750per year, annualised
  • Deposit 2 years3.00% · 3.00% effective · since 15 Sep 2026€750per year, annualised
  • Deposit 3 years3.15% · 3.15% effective · since 15 Sep 2026€788per year, annualised
  • Deposit 3 years3.05% · 3.05% effective · since 15 Sep 2026€763per year, annualised
  • Deposit 3 years3.05% · 3.05% effective · since 15 Sep 2026€763per year, annualised
  • Deposit 4 years3.20% · 3.20% effective · since 15 Sep 2026€800per year, annualised
  • Deposit 4 years3.10% · 3.10% effective · since 15 Sep 2026€775per year, annualised
  • Deposit 4 years3.10% · 3.10% effective · since 15 Sep 2026€775per year, annualised
  • Deposit 5 years3.25% · 3.25% effective · since 15 Sep 2026€813per year, annualised
  • Deposit 5 years3.15% · 3.15% effective · since 15 Sep 2026€788per year, annualised
  • Deposit 5 years3.15% · 3.15% effective · since 15 Sep 2026€788per year, annualised
DHB Bank – MaxiSpaarrekening (36 mo): 2.80% → 3.15%
  • 15 Sep 2026, 15:59 · Rate upDHB Bank – MaxiSpaarrekening (12 mo): 2.55% → 2.85%
  • 15 Sep 2026, 15:59 · Rate upDHB Bank – MaxiSpaarrekening (24 mo): 2.75% → 3.10%
  • 15 Sep 2026, 15:59 · Rate upDHB Bank – MaxiSpaarrekening (60 mo): 2.90% → 3.25%
  • 15 Sep 2026, 15:59 · Rate upDHB Bank – MaxiSpaarrekening (48 mo): 2.85% → 3.20%
  • 15 Sep 2026, 15:59 · Rate upDHB Bank – Depositorekening (12 mo): 2.45% → 2.75%
  • 15 Sep 2026, 15:59 · Rate upDHB Bank – Depositorekening (60 mo): 2.80% → 3.15%
  • 15 Sep 2026, 15:59 · Rate upDHB Bank – Depositorekening (36 mo): 2.70% → 3.05%
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