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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Banks and deposit guarantee

Distingo Bank

Compagnie Générale De Crédit Aux Particuliers - CREDIPAR S.A. · France
Website
Offers
3
Instant access
2.27%
highest effective
Deposit
3.06%
highest effective
Deposit guarantee
Until €100,000
France scheme

Offers from Distingo Bank

ProductTypeRateEffectiveYour return
Spaarrekening
via Raisin
Instant access2.25%
▲ 0.0318 Sep 2026Rate over the last 365 days. Raised on 18 Sep 2026 from 2.22% to 2.25%.
2.27%€381
interest per year
Details
Termijndeposito
via Raisin
Deposit · 3 months2.46%
▲ 0.1116 Sep 2026Rate over the last 365 days. Raised on 16 Sep 2026 from 2.35% to 2.46%.
2.48%€417
per year, annualised
Details
Termijndeposito
via Raisin
Deposit · 1 year3.06%

Saving at Distingo Bank

Distingo Bank is a brand of Compagnie Générale De Crédit Aux Particuliers - CREDIPAR S.A., a bank from France. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Distingo Bank in your name.

For €16,800 we list 1 instant-access account and 2 deposits from Distingo Bank, with terms from 3 months to 1 year. The best instant-access account, Spaarrekening, pays an effective 2.27% a year. The highest instant-access rate in our comparison is 3.04% right now. The best-paying deposit runs for 1 year at an effective 3.06% a year.

The lowest minimum deposit is €1.

Savings at Distingo Bank fall under Fonds de Garantie des Dépôts et de Résolution (FGDR), the statutory deposit guarantee scheme of France, up to €100,000 per person. We checked that with the supervisor or the scheme itself. France does not withhold tax on the interest of a saver who lives in the Netherlands.

What is the savings rate at Distingo Bank?
At Distingo Bank the highest effective annual rate for €16,800 is currently 2.27% on instant-access savings and 3.06% on a 1 year deposit. The table on this page has every offer with its rate and conditions.
Is my money safe at Distingo Bank?
Distingo Bank (Compagnie Générale De Crédit Aux Particuliers - CREDIPAR S.A.) takes part in Fonds de Garantie des Dépôts et de Résolution (FGDR). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
Do I pay withholding tax on interest from Distingo Bank?
France does not withhold tax on the interest of a saver who lives in the Netherlands.
How do I open an account at Distingo Bank?
From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Distingo Bank in your name.

Deposit guarantee and licence

Institution
Compagnie Générale De Crédit Aux Particuliers - CREDIPAR S.A.
Status
Verified European deposit guarantee scheme
Scheme
Fonds de Garantie des Dépôts et de Résolution (FGDR)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFonds de Garantie des Dépôts et de Résolution (FGDR)
source ↗ · 18 Sep 2026

Recent changes

Rate historyRSS
  • 18 Sep 2026, 10:02 · Rate upDistingo Bank – Spaarrekening: 2.22% → 2.25%
  • 16 Sep 2026, 09:48 · Rate upDistingo Bank – Termijndeposito (12 mo): 2.90% → 3.06%
  • 16 Sep 2026, 09:48 · Rate upDistingo Bank – Termijndeposito (3 mo): 2.35% → 2.46%
  • 15 Sep 2026, 15:59 · Rate upDistingo Bank – Spaarrekening: 2.20% → 2.22%
▲ 0.1616 Sep 2026Rate over the last 365 days. Raised on 16 Sep 2026 from 2.90% to 3.06%.
3.06%
€514
interest per year
Details
  • Spaarrekening2.25% · 2.27% effective · since 18 Sep 2026€381interest per year
  • Deposit 3 months2.46% · 2.48% effective · since 16 Sep 2026€417per year, annualised
  • Deposit 1 year3.06% · 3.06% effective · since 16 Sep 2026€514interest per year
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