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Last check 2 minutes ago·570 offers from 88 institutions

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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Banks and deposit guarantee

EuroExtra

Deutsche Bank AG · Germany · supervised by BaFin
Website
Offers
1
Instant access
2.35%
highest effective
Deposit
—
highest effective
Deposit guarantee
Until €100,000
Germany scheme

Offers from EuroExtra

ProductTypeRateEffectiveYour return
Spaarrekening
via Raisin
Instant access2.35%
▲ 0.1516 Sep 2026Rate over the last 365 days. Raised on 16 Sep 2026 from 2.20% to 2.35%.
2.35%€235
interest per year
Details
  • Spaarrekening2.35% · 2.35% effective · since 16 Sep 2026€235interest per year

Saving at EuroExtra

EuroExtra is a brand of Deutsche Bank AG, a bank from Germany, supervised by BaFin. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at EuroExtra in your name.

For €10,000 we list 1 instant-access account from EuroExtra. The best instant-access account, Spaarrekening, pays an effective 2.35% a year. The highest instant-access rate in our comparison is 3.04% right now.

The lowest minimum deposit is €1.

Savings at EuroExtra fall under Entschädigungseinrichtung deutscher Banken GmbH (EdB), the statutory deposit guarantee scheme of Germany, up to €100,000 per person. We checked that with the supervisor or the scheme itself. EuroExtra shares its banking licence with Raisin RenteBoost: money at these brands together counts towards one guarantee limit. Germany does not withhold tax on the interest of a saver who lives in the Netherlands.

What is the savings rate at EuroExtra?
At EuroExtra the highest effective annual rate for €10,000 is currently 2.35% on instant-access savings. The table on this page has every offer with its rate and conditions.
Is my money safe at EuroExtra?
EuroExtra (Deutsche Bank AG) takes part in Entschädigungseinrichtung deutscher Banken GmbH (EdB). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
Do I pay withholding tax on interest from EuroExtra?
Germany does not withhold tax on the interest of a saver who lives in the Netherlands.
How do I open an account at EuroExtra?
From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at EuroExtra in your name.

Deposit guarantee and licence

Institution
Deutsche Bank AG
Status
Verified European deposit guarantee scheme
Scheme
Entschädigungseinrichtung deutscher Banken GmbH (EdB)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsEdB) + EdB
source ↗ · 2 Sep 2026

The same licence as Raisin RenteBoost: savings at these brands together fall under one guarantee.

Recent changes

Rate historyRSS
  • 16 Sep 2026, 09:48 · Rate upEuroExtra – Spaarrekening: 2.20% → 2.35%
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