EuroExtra is a brand of Deutsche Bank AG, a bank from Germany, supervised by BaFin. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at EuroExtra in your name.
For €25,000 we list 1 instant-access account from EuroExtra. The best instant-access account, Spaarrekening, pays an effective 2.35% a year. The highest instant-access rate in our comparison is 3.04% right now.
The lowest minimum deposit is €1.
Savings at EuroExtra fall under Entschädigungseinrichtung deutscher Banken GmbH (EdB), the statutory deposit guarantee scheme of Germany, up to €100,000 per person. We checked that with the supervisor or the scheme itself. EuroExtra shares its banking licence with Raisin RenteBoost: money at these brands together counts towards one guarantee limit. Germany does not withhold tax on the interest of a saver who lives in the Netherlands.
The same licence as Raisin RenteBoost: savings at these brands together fall under one guarantee.