FCM Bank is a bank from Malta. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at FCM Bank in your name.
For €50,000 we list 1 instant-access account from FCM Bank. The best instant-access account, Spaarrekening met voorwaarden, pays an effective 2.16% a year. The highest instant-access rate in our comparison is 3.03% right now.
The lowest minimum deposit is €1.
Savings at FCM Bank fall under Depositor Compensation Scheme (Malta), the statutory deposit guarantee scheme of Malta, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Malta does not withhold tax on the interest of a saver who lives in the Netherlands.
No changes seen since we started following FCM Bank .