FCM Bank
FCM Bank Limited · Malta
- Offers
- 1
- Instant access
- 2.43%
- highest effective
- Deposit
- —
- highest effective
- Deposit guarantee
- Until €100,000
- Malta scheme
Offers from FCM Bank
Saving at FCM Bank
FCM Bank is a bank from Malta. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at FCM Bank in your name.
For €10,000 we list 1 instant-access account from FCM Bank. The best instant-access account, Spaarrekening met voorwaarden, pays an effective 2.43% a year. The highest instant-access rate in our comparison is 3.04% right now.
The lowest minimum deposit is €1.
Savings at FCM Bank fall under Depositor Compensation Scheme (Malta), the statutory deposit guarantee scheme of Malta, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Malta does not withhold tax on the interest of a saver who lives in the Netherlands.
- What is the savings rate at FCM Bank?
- At FCM Bank the highest effective annual rate for €10,000 is currently 2.43% on instant-access savings. The table on this page has every offer with its rate and conditions.
- Is my money safe at FCM Bank?
- FCM Bank (FCM Bank Limited) takes part in Depositor Compensation Scheme (Malta). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
- Do I pay withholding tax on interest from FCM Bank?
- Malta does not withhold tax on the interest of a saver who lives in the Netherlands.
- How do I open an account at FCM Bank?
- From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at FCM Bank in your name.
Deposit guarantee and licence
- Institution
- FCM Bank Limited
- Status
- Verified European deposit guarantee scheme
- Scheme
- Depositor Compensation Scheme (Malta)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Malta Financial Services Authority
Recent changes
Rate historyRSS- 20 Oct 2026, 02:36 · Rate upFCM Bank – Spaarrekening met voorwaarden: 2.26% → 2.43%
- 22 Sep 2026, 02:06 · Rate upFCM Bank – Spaarrekening met voorwaarden: 2.16% → 2.26%
E-mail me when this changes
As soon as a rate or offer from FCM Bank changes, you get one e-mail. Every mail has a one-click unsubscribe link.