Fjord Bank is a brand of AB Fjord Bank, a bank from Lithuania. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Fjord Bank in your name.
For €10,000 we list 9 deposits from Fjord Bank, with terms from 3 months to 5 years. The best-paying deposit runs for 18 months at an effective 3.32% a year.
The lowest minimum deposit is €10,000.
Savings at Fjord Bank fall under Indėlių ir investicijų draudimas (IID), the statutory deposit guarantee scheme of Lithuania, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Lithuania withholds 15.00% tax on interest; with a certificate of tax residence that becomes 10.00% for a resident of the Netherlands.
| 3.25% |
| €325 interest per year |
| Details |
| Termijndeposito via Raisin | Deposit · 18 months | 3.35% | 3.32% | €332 per year, annualised | Details |
| Termijndeposito via Raisin | Deposit · 2 years | 3.35% | 3.30% | €330 per year, annualised | Details |
| Termijndeposito via Raisin | Deposit · 3 years | 3.20% | 3.10% | €310 per year, annualised | Details |
| Termijndeposito via Raisin | Deposit · 4 years | 3.20% | 3.06% | €306 per year, annualised | Details |
| Termijndeposito via Raisin | Deposit · 5 years | 3.30% | 3.10% | €310 per year, annualised | Details |