Fjord Bank
AB Fjord Bank · Lithuania
- Offers
- 9
- Instant access
- —
- highest effective
- Deposit
- 3.32%
- highest effective
- Deposit guarantee
- Until €100,000
- Lithuania scheme
Offers from Fjord Bank
- Deposit 3 months1.90% · 1.91% effective€318per year, annualised
- Deposit 6 months2.85% · 2.87% effective€476per year, annualised
- Deposit 9 months3.00% · 3.01% effective€500per year, annualised
- Deposit 1 year3.15% · 3.15% effective · since 21 Oct 2026€523interest per year
- Deposit 18 months3.35% · 3.32% effective€552per year, annualised
- Deposit 2 years3.35% · 3.30% effective€547per year, annualised
- Deposit 3 years3.35% · 3.24% effective · since 13 Oct 2026€538per year, annualised
- Deposit 4 years3.40% · 3.24% effective · since 13 Oct 2026€538per year, annualised
- Deposit 5 years3.45% · 3.23% effective · since 13 Oct 2026€537per year, annualised
Saving at Fjord Bank
Fjord Bank is a brand of AB Fjord Bank, a bank from Lithuania. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Fjord Bank in your name.
For €16,600 we list 9 deposits from Fjord Bank, with terms from 3 months to 5 years. The best-paying deposit runs for 18 months at an effective 3.32% a year.
The lowest minimum deposit is €10,000.
Savings at Fjord Bank fall under Indėlių ir investicijų draudimas (IID), the statutory deposit guarantee scheme of Lithuania, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Lithuania withholds 15.00% tax on interest; with a certificate of tax residence that becomes 10.00% for a resident of the Netherlands.
- What is the savings rate at Fjord Bank?
- At Fjord Bank the highest effective annual rate for €16,600 is currently 3.32% on a 18 months deposit. The table on this page has every offer with its rate and conditions.
- Is my money safe at Fjord Bank?
- Fjord Bank (AB Fjord Bank) takes part in Indėlių ir investicijų draudimas (IID). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
- Do I pay withholding tax on interest from Fjord Bank?
- Lithuania withholds 15.00% tax on interest; with a certificate of tax residence that becomes 10.00% for a resident of the Netherlands.
- How do I open an account at Fjord Bank?
- From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Fjord Bank in your name.
Deposit guarantee and licence
- Institution
- AB Fjord Bank
- Status
- Verified European deposit guarantee scheme
- Scheme
- Indėlių ir investicijų draudimas (IID)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Viešoji įstaigai „Indėlių ir investicijų draudimas“
Recent changes
Rate historyRSS- 21 Oct 2026, 02:46 · Rate downFjord Bank – Termijndeposito (12 mo): 3.25% → 3.15%
- 13 Oct 2026, 02:08 · Rate upFjord Bank – Termijndeposito (48 mo): 3.20% → 3.40%
- 13 Oct 2026, 02:08 · Rate upFjord Bank – Termijndeposito (36 mo): 3.20% → 3.35%
- 13 Oct 2026, 02:08 · Rate upFjord Bank – Termijndeposito (60 mo): 3.30% → 3.45%
- 15 Sep 2026, 15:59 · Rate downFjord Bank – Termijndeposito (12 mo): 3.40% → 3.25%
E-mail me when this changes
As soon as a rate or offer from Fjord Bank changes, you get one e-mail. Every mail has a one-click unsubscribe link.