Fjord Bank

Fjord Bank is a brand of AB Fjord Bank, a bank from Lithuania. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Fjord Bank in your name.

For €16,800 we list 9 deposits from Fjord Bank, with terms from 3 months to 5 years. The best-paying deposit runs for 18 months at an effective 3.32% a year.

The lowest minimum deposit is €10,000.

Savings at Fjord Bank fall under Indėlių ir investicijų draudimas (IID), the statutory deposit guarantee scheme of Lithuania, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Lithuania withholds 15.00% tax on interest; with a certificate of tax residence that becomes 10.00% for a resident of the Netherlands.