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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Banks and deposit guarantee

Guber Banca

Guber Banca S.p.A. · Italy
Website
Offers
5
Instant access
—
highest effective
Deposit
2.86%
highest effective
Deposit guarantee
Until €100,000
Italy scheme

Offers from Guber Banca

ProductTypeRateEffectiveYour return
Termijndeposito
via Raisin
Deposit · 1 year2.86%
2.86%€715
interest per year
Details
Termijndeposito
via Raisin
Deposit · 2 years2.00%
1.98%€495
per year, annualised
Details
Termijndeposito
via Raisin
Deposit · 3 years2.00%
1.96%€490
per year, annualised
Details
Termijndeposito
via Raisin
Deposit · 4 years2.00%
1.94%

Saving at Guber Banca

Guber Banca is a bank from Italy. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Guber Banca in your name.

For €25,000 we list 5 deposits from Guber Banca, with terms from 1 year to 5 years. The best-paying deposit runs for 1 year at an effective 2.86% a year.

The lowest minimum deposit is €20,000.

Savings at Guber Banca fall under Fondo Interbancario di Tutela dei Depositi (FITD), the statutory deposit guarantee scheme of Italy, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Italy does not withhold tax on the interest of a saver who lives in the Netherlands.

What is the savings rate at Guber Banca?
At Guber Banca the highest effective annual rate for €25,000 is currently 2.86% on a 1 year deposit. The table on this page has every offer with its rate and conditions.
Is my money safe at Guber Banca?
Guber Banca (Guber Banca S.p.A.) takes part in Fondo Interbancario di Tutela dei Depositi (FITD). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
Do I pay withholding tax on interest from Guber Banca?
Italy does not withhold tax on the interest of a saver who lives in the Netherlands.
How do I open an account at Guber Banca?
From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Guber Banca in your name.

Deposit guarantee and licence

Institution
Guber Banca S.p.A.
Status
Verified European deposit guarantee scheme
Scheme
Fondo Interbancario di Tutela dei Depositi (FITD)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFondo Interbancario di Tutela dei Depositi
source ↗ · 18 Sep 2026

Recent changes

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No changes seen since we started following Guber Banca .

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€486
per year, annualised
Details
Termijndeposito
via Raisin
Deposit · 5 years2.00%
1.92%€481
per year, annualised
Details
  • Deposit 1 year2.86% · 2.86% effective€715interest per year
  • Deposit 2 years2.00% · 1.98% effective€495per year, annualised
  • Deposit 3 years2.00% · 1.96% effective€490per year, annualised
  • Deposit 4 years2.00% · 1.94% effective€486per year, annualised
  • Deposit 5 years2.00% · 1.92% effective€481per year, annualised