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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Banks and deposit guarantee

Haitong Bank

Haitong Bank, S.A. · Portugal
Website
Offers
7
Instant access
—
highest effective
Deposit
3.10%
highest effective
Deposit guarantee
Until €100,000
Portugal scheme

Offers from Haitong Bank

ProductTypeRateEffectiveYour return
Termijndeposito
via Raisin
Deposit · 3 months1.55%
1.56%€262
per year, annualised
Details
Termijndeposito
via Raisin
Deposit · 6 months1.55%
1.56%€261
per year, annualised
Details
Termijndeposito
via Raisin
Deposit · 9 months1.55%
1.55%€261
per year, annualised
Details
Termijndeposito
via Raisin
Deposit · 1 year1.55%
1.55%

Saving at Haitong Bank

Haitong Bank is a bank from Portugal. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Haitong Bank in your name.

For €16,800 we list 7 deposits from Haitong Bank, with terms from 3 months to 3 years. The best-paying deposit runs for 3 years at an effective 3.10% a year.

The lowest minimum deposit is €10,000.

Savings at Haitong Bank fall under Fundo de Garantia de Depósitos (FGD), the statutory deposit guarantee scheme of Portugal, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Portugal withholds 19.00% tax on interest by default; as a resident of the Netherlands you bring that down to 0% with a form.

What is the savings rate at Haitong Bank?
At Haitong Bank the highest effective annual rate for €16,800 is currently 3.10% on a 3 years deposit. The table on this page has every offer with its rate and conditions.
Is my money safe at Haitong Bank?
Haitong Bank (Haitong Bank, S.A. ) takes part in Fundo de Garantia de Depósitos (FGD). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
Do I pay withholding tax on interest from Haitong Bank?
Portugal withholds 19.00% tax on interest by default; as a resident of the Netherlands you bring that down to 0% with a form.
How do I open an account at Haitong Bank?
From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Haitong Bank in your name.

Deposit guarantee and licence

Institution
Haitong Bank, S.A.
Status
Verified European deposit guarantee scheme
Scheme
Fundo de Garantia de Depósitos (FGD)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsFundo de Garantia de Depósitos
source ↗ · 18 Sep 2026

Recent changes

Rate historyRSS

No changes seen since we started following Haitong Bank .

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All changes of Haitong Bank →

€260
interest per year
Details
Termijndeposito
via Raisin
Deposit · 18 months1.60%
1.59%€268
per year, annualised
Details
Termijndeposito
via Raisin
Deposit · 2 years3.10%
3.05%€513
per year, annualised
Details
Termijndeposito
via Raisin
Deposit · 3 years3.20%
3.10%€521
per year, annualised
Details
  • Deposit 3 months1.55% · 1.56% effective€262per year, annualised
  • Deposit 6 months1.55% · 1.56% effective€261per year, annualised
  • Deposit 9 months1.55% · 1.55% effective€261per year, annualised
  • Deposit 1 year1.55% · 1.55% effective€260interest per year
  • Deposit 18 months1.60% · 1.59% effective€268per year, annualised
  • Deposit 2 years3.10% · 3.05% effective€513per year, annualised
  • Deposit 3 years3.20% · 3.10% effective€521per year, annualised