Hamburg Commercial Bank
Hamburg Commercial Bank AG · Germany
- Offers
- 4
- Instant access
- —
- highest effective
- Deposit
- 3.40%
- highest effective
- Deposit guarantee
- Until €100,000
- Germany scheme
Offers from Hamburg Commercial Bank
- Deposit 2 years3.35% · 3.35% effective · since 21 Oct 2026€1,675per year, annualised
- Deposit 3 years3.35% · 3.35% effective · since 21 Oct 2026€1,675per year, annualised
- Deposit 4 years3.37% · 3.37% effective · since 21 Oct 2026€1,685per year, annualised
- Deposit 5 years3.40% · 3.40% effective · since 21 Oct 2026€1,700per year, annualised
Saving at Hamburg Commercial Bank
Hamburg Commercial Bank is a bank from Germany. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Hamburg Commercial Bank in your name.
For €50,000 we list 4 deposits from Hamburg Commercial Bank, with terms from 2 years to 5 years. The best-paying deposit runs for 5 years at an effective 3.40% a year.
The lowest minimum deposit is €5,000.
Savings at Hamburg Commercial Bank fall under Entschädigungseinrichtung deutscher Banken GmbH (EdB), the statutory deposit guarantee scheme of Germany, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Germany does not withhold tax on the interest of a saver who lives in the Netherlands.
- What is the savings rate at Hamburg Commercial Bank?
- At Hamburg Commercial Bank the highest effective annual rate for €50,000 is currently 3.40% on a 5 years deposit. The table on this page has every offer with its rate and conditions.
- Is my money safe at Hamburg Commercial Bank?
- Hamburg Commercial Bank (Hamburg Commercial Bank AG) takes part in Entschädigungseinrichtung deutscher Banken GmbH (EdB). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
- Do I pay withholding tax on interest from Hamburg Commercial Bank?
- Germany does not withhold tax on the interest of a saver who lives in the Netherlands.
- How do I open an account at Hamburg Commercial Bank?
- From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Hamburg Commercial Bank in your name.
Deposit guarantee and licence
- Institution
- Hamburg Commercial Bank AG
- Status
- Verified European deposit guarantee scheme
- Scheme
- Entschädigungseinrichtung deutscher Banken GmbH (EdB)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Entschädigungseinrichtung deutscher Banken GmbH (EdB)
Recent changes
Rate historyRSS- 21 Oct 2026, 02:46 · Rate upHamburg Commercial Bank – Termijndeposito (24 mo): 3.10% → 3.35%
- 21 Oct 2026, 02:46 · Rate upHamburg Commercial Bank – Termijndeposito (48 mo): 3.20% → 3.37%
- 21 Oct 2026, 02:46 · Rate upHamburg Commercial Bank – Termijndeposito (36 mo): 3.15% → 3.35%
- 21 Oct 2026, 02:46 · Rate upHamburg Commercial Bank – Termijndeposito (60 mo): 3.25% → 3.40%
- 30 Sep 2026, 02:20 · Rate upHamburg Commercial Bank – Termijndeposito (48 mo): 3.05% → 3.20%
- 30 Sep 2026, 02:20 · Rate upHamburg Commercial Bank – Termijndeposito (36 mo): 3.05% → 3.15%
- 30 Sep 2026, 02:20 · Rate upHamburg Commercial Bank – Termijndeposito (24 mo): 3.05% → 3.10%
- 30 Sep 2026, 02:20 · Rate upHamburg Commercial Bank – Termijndeposito (60 mo): 3.10% → 3.25%
E-mail me when this changes
As soon as a rate or offer from Hamburg Commercial Bank changes, you get one e-mail. Every mail has a one-click unsubscribe link.