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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Banks and deposit guarantee

Hamburg Commercial Bank

Hamburg Commercial Bank AG · Germany
Website
Offers
4
Instant access
—
highest effective
Deposit
3.10%
highest effective
Deposit guarantee
Until €100,000
Germany scheme

Offers from Hamburg Commercial Bank

ProductTypeRateEffectiveYour return
Termijndeposito
via Raisin
Deposit · 2 years3.05%
3.05%€506
per year, annualised
Details
Termijndeposito
via Raisin
Deposit · 3 years3.05%
3.05%€506
per year, annualised
Details
Termijndeposito
via Raisin
Deposit · 4 years3.05%
3.05%€506
per year, annualised
Details
Termijndeposito
via Raisin
Deposit · 5 years3.10%
3.10%

Saving at Hamburg Commercial Bank

Hamburg Commercial Bank is a bank from Germany. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Hamburg Commercial Bank in your name.

For €16,600 we list 4 deposits from Hamburg Commercial Bank, with terms from 2 years to 5 years. The best-paying deposit runs for 5 years at an effective 3.10% a year.

The lowest minimum deposit is €5,000.

Savings at Hamburg Commercial Bank fall under Entschädigungseinrichtung deutscher Banken GmbH (EdB), the statutory deposit guarantee scheme of Germany, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Germany does not withhold tax on the interest of a saver who lives in the Netherlands.

What is the savings rate at Hamburg Commercial Bank?
At Hamburg Commercial Bank the highest effective annual rate for €16,600 is currently 3.10% on a 5 years deposit. The table on this page has every offer with its rate and conditions.
Is my money safe at Hamburg Commercial Bank?
Hamburg Commercial Bank (Hamburg Commercial Bank AG) takes part in Entschädigungseinrichtung deutscher Banken GmbH (EdB). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
Do I pay withholding tax on interest from Hamburg Commercial Bank?
Germany does not withhold tax on the interest of a saver who lives in the Netherlands.
How do I open an account at Hamburg Commercial Bank?
From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Hamburg Commercial Bank in your name.

Deposit guarantee and licence

Institution
Hamburg Commercial Bank AG
Status
Verified European deposit guarantee scheme
Scheme
Entschädigungseinrichtung deutscher Banken GmbH (EdB)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsEntschädigungseinrichtung deutscher Banken GmbH (EdB)
source ↗ · 18 Sep 2026

Recent changes

Rate historyRSS

No changes seen since we started following Hamburg Commercial Bank .

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€515
per year, annualised
Details
  • Deposit 2 years3.05% · 3.05% effective€506per year, annualised
  • Deposit 3 years3.05% · 3.05% effective€506per year, annualised
  • Deposit 4 years3.05% · 3.05% effective€506per year, annualised
  • Deposit 5 years3.10% · 3.10% effective€515per year, annualised