What is the savings rate at IBL Banca?

At IBL Banca the highest effective annual rate for €50,000 is currently 2.78% on a 6 months deposit. The table on this page has every offer with its rate and conditions.

Is my money safe at IBL Banca?

IBL Banca (IBL Banca S.p.A.) takes part in Fondo Interbancario di Tutela dei Depositi (FITD). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.

IBL Banca

IBL Banca S.p.A. · Italy

Website

Offers: 3
Instant access: —; highest effective
Deposit: 2.78%; highest effective
Deposit guarantee: Until €100,000; Italy scheme

Offers from IBL Banca

Your amount€

Product	Type	Rate	Effective	Your return
Termijndeposito via Raisin	Deposit · 3 months	2.52%	2.54%	€1,272 per year, annualised	Details
Termijndeposito via Raisin	Deposit · 6 months	2.76%	2.78%	€1,390 per year, annualised	Details
Termijndeposito via Raisin	Deposit · 1 year	2.68%	2.68%	€1,340 interest per year	Details

Deposit 3 months2.52% · 2.54% effective€1,272per year, annualised

Saving at IBL Banca

IBL Banca is a bank from Italy. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at IBL Banca in your name.

For €50,000 we list 3 deposits from IBL Banca, with terms from 3 months to 1 year. The best-paying deposit runs for 6 months at an effective 2.78% a year.

The lowest minimum deposit is €10,000.

Savings at IBL Banca fall under Fondo Interbancario di Tutela dei Depositi (FITD), the statutory deposit guarantee scheme of Italy, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Italy does not withhold tax on the interest of a saver who lives in the Netherlands.

What is the savings rate at IBL Banca?: At IBL Banca the highest effective annual rate for €50,000 is currently 2.78% on a 6 months deposit. The table on this page has every offer with its rate and conditions.
Is my money safe at IBL Banca?: IBL Banca (IBL Banca S.p.A.) takes part in Fondo Interbancario di Tutela dei Depositi (FITD). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
Do I pay withholding tax on interest from IBL Banca?: Italy does not withhold tax on the interest of a saver who lives in the Netherlands.
How do I open an account at IBL Banca?: From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at IBL Banca in your name.

Deposit guarantee and licence

Institution: IBL Banca S.p.A.
Status: Verified European deposit guarantee scheme
Scheme: Fondo Interbancario di Tutela dei Depositi (FITD)
Guarantee: €100,000 per person per institution
Verification: Raisin wettelijke DGS-disclosure
details
Fondo Interbancario di Tutela dei Depositi
source ↗ · 18 Sep 2026

Recent changes

Rate history RSS

14 Sep 2026, 14:26 · Rate upIBL Banca – Termijndeposito (6 mo): 2.66% → 2.76%
14 Sep 2026, 14:26 · Rate upIBL Banca – Termijndeposito (3 mo): 2.39% → 2.52%

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