IBL Banca
IBL Banca S.p.A. · Italy
- Offers
- 3
- Instant access
- —
- highest effective
- Deposit
- 3.22%
- highest effective
- Deposit guarantee
- Until €100,000
- Italy scheme
Offers from IBL Banca
Saving at IBL Banca
IBL Banca is a bank from Italy. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at IBL Banca in your name.
For €50,000 we list 3 deposits from IBL Banca, with terms from 3 months to 1 year. The best-paying deposit runs for 1 year at an effective 3.22% a year.
The lowest minimum deposit is €10,000.
Savings at IBL Banca fall under Fondo Interbancario di Tutela dei Depositi (FITD), the statutory deposit guarantee scheme of Italy, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Italy does not withhold tax on the interest of a saver who lives in the Netherlands.
- What is the savings rate at IBL Banca?
- At IBL Banca the highest effective annual rate for €50,000 is currently 3.22% on a 1 year deposit. The table on this page has every offer with its rate and conditions.
- Is my money safe at IBL Banca?
- IBL Banca (IBL Banca S.p.A.) takes part in Fondo Interbancario di Tutela dei Depositi (FITD). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
- Do I pay withholding tax on interest from IBL Banca?
- Italy does not withhold tax on the interest of a saver who lives in the Netherlands.
- How do I open an account at IBL Banca?
- From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at IBL Banca in your name.
Deposit guarantee and licence
- Institution
- IBL Banca S.p.A.
- Status
- Verified European deposit guarantee scheme
- Scheme
- Fondo Interbancario di Tutela dei Depositi (FITD)
- Guarantee
- €100,000 per person per institution
- Verification
- Raisin wettelijke DGS-disclosuresource ↗ · 2 Nov 2026
details
Fondo Interbancario di Tutela dei Depositi
Recent changes
Rate historyRSS- 30 Oct 2026, 04:05 · Rate upIBL Banca – Termijndeposito (12 mo): 3.10% → 3.22%
- 30 Oct 2026, 04:05 · Rate upIBL Banca – Termijndeposito (3 mo): 2.66% → 2.71%
- 30 Oct 2026, 04:05 · Rate upIBL Banca – Termijndeposito (6 mo): 3.09% → 3.16%
- 23 Oct 2026, 02:22 · Rate upIBL Banca – Termijndeposito (3 mo): 2.62% → 2.66%
- 23 Oct 2026, 02:22 · Rate upIBL Banca – Termijndeposito (12 mo): 2.99% → 3.10%
- 23 Oct 2026, 02:22 · Rate upIBL Banca – Termijndeposito (6 mo): 2.95% → 3.09%
- 16 Oct 2026, 02:21 · Rate upIBL Banca – Termijndeposito (12 mo): 2.88% → 2.99%
- 16 Oct 2026, 02:21 · Rate upIBL Banca – Termijndeposito (3 mo): 2.58% → 2.62%
- 16 Oct 2026, 02:21 · Rate upIBL Banca – Termijndeposito (6 mo): 2.88% → 2.95%
- 1 Oct 2026, 02:46 · Rate upIBL Banca – Termijndeposito (3 mo): 2.52% → 2.58%
- 1 Oct 2026, 02:46 · Rate upIBL Banca – Termijndeposito (12 mo): 2.68% → 2.88%
- 1 Oct 2026, 02:46 · Rate upIBL Banca – Termijndeposito (6 mo): 2.76% → 2.88%
E-mail me when this changes
As soon as a rate or offer from IBL Banca changes, you get one e-mail. Every mail has a one-click unsubscribe link.