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Not advice. Rates are gross, per year and as published by the provider. Variable rates can change. Outbound links may earn a commission; that never affects the order or the calculation.

Banks and deposit guarantee
ID

IKB Deutsche Industriebank

IKB Deutsche Industriebank · Germany
Website
Offers
1
Instant access
2.27%
highest effective
Deposit
—
highest effective
Deposit guarantee
Until €100,000
Germany scheme

Offers from IKB Deutsche Industriebank

ProductTypeRateEffectiveYour return
Spaarrekening
via Raisin
Instant access2.25%
2.27%€1,135
interest per year
Details
  • Spaarrekening2.25% · 2.27% effective€1,135interest per year

Saving at IKB Deutsche Industriebank

IKB Deutsche Industriebank is a bank from Germany. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at IKB Deutsche Industriebank in your name.

For €50,000 we list 1 instant-access account from IKB Deutsche Industriebank. The best instant-access account, Spaarrekening, pays an effective 2.27% a year. The highest instant-access rate in our comparison is 3.03% right now.

The lowest minimum deposit is €1.

Savings at IKB Deutsche Industriebank fall under Entschädigungseinrichtung deutscher Banken GmbH (EdB), the statutory deposit guarantee scheme of Germany, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Germany does not withhold tax on the interest of a saver who lives in the Netherlands.

What is the savings rate at IKB Deutsche Industriebank?
At IKB Deutsche Industriebank the highest effective annual rate for €50,000 is currently 2.27% on instant-access savings. The table on this page has every offer with its rate and conditions.
Is my money safe at IKB Deutsche Industriebank?
IKB Deutsche Industriebank (IKB Deutsche Industriebank) takes part in Entschädigungseinrichtung deutscher Banken GmbH (EdB). If the bank fails, that scheme repays your savings up to €100,000 per person, interest included.
Do I pay withholding tax on interest from IKB Deutsche Industriebank?
Germany does not withhold tax on the interest of a saver who lives in the Netherlands.
How do I open an account at IKB Deutsche Industriebank?
From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at IKB Deutsche Industriebank in your name.

Deposit guarantee and licence

Institution
IKB Deutsche Industriebank
Status
Verified European deposit guarantee scheme
Scheme
Entschädigungseinrichtung deutscher Banken GmbH (EdB)
Guarantee
€100,000 per person per institution
Verification
Raisin wettelijke DGS-disclosure
detailsEntschädigungseinrichtung deutscher Banken GmbH (EdB)
source ↗ · 19 Sep 2026

Recent changes

Rate historyRSS
  • 18 Sep 2026, 10:04 · NewNew: IKB Deutsche Industriebank – Spaarrekening 2.25%
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