Inbank

Inbank is a bank from Estonia. From the Netherlands you open an account through the savings platform Raisin: one Raisin account, with your money held at Inbank in your name.

For €100,000 we list 1 instant-access account and 6 deposits from Inbank, with terms from 6 months to 5 years. The best instant-access account, Spaarrekening, pays an effective 2.22% a year. The highest instant-access rate in our comparison is 2.78% right now. The best-paying deposit runs for 5 years at an effective 3.41% a year.

The lowest minimum deposit is €1.

Savings at Inbank fall under Tagatisfond – Hoiuste tagamise osafond, the statutory deposit guarantee scheme of Estonia, up to €100,000 per person. We checked that with the supervisor or the scheme itself. Estonia does not withhold tax on the interest of a saver who lives in the Netherlands.